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doc/process/weekly/week-1/members/wangjiawei-weekly-plan-04.md

@@ -1,51 +0,0 @@
-# 个人周工作计划 -第四周
-
-**姓名：** 王家伟
-**角色：** 后端开发工程师
-**团队：** 菜鸟队
-**周期：** 2025-10-13 至 2025-10-19
-
----
-
-## 本周个人目标
-
-1. **环境就绪：** 完成本地后端（SpringBoot）开发、测试及数据库环境的搭建与验证。
-2. **架构奠基：** 主导并完成后端系统分层架构的设计与文档化。
-3. **数据建模：** 主导核心数据库的ER图设计与核心表结构定义。
-4. **接口契约：** 主导完成用户认证模块的API接口设计文档，与前端/APP端达成一致。
-5. **团队协作：** 积极参与所有会议和讨论，确保后端设计与整体业务逻辑和前端/APP需求无缝对接。
-
----
-
-## 具体任务与时间安排
-
-| 日期 | 任务内容 | 详细说明与输出物 | 状态 |
-| :--- | :--- | :--- | :--- |
-| **周一 (10-13)** | **1. 参与项目启动会**<br>**2. 搭建本地开发环境** | **会议：** 明确项目范围、个人角色。理解业务核心流程，特别是支付和认证。<br>**环境：** 安装并配置JDK、Maven、IDE、Git、MySQL。成功运行一个SpringBoot Demo项目，并提交到团队Git仓库。 | 计划中 |
-| **周二 (10-14)** | **1. 主导后端架构设计**<br>**2. 环境搭建收尾与标准确认** | **架构设计：** 绘制并文档化后端分层架构图。明确各层职责，规划公共组件。输出《后端架构设计文档》v1.0。<br>**环境：** 完成环境搭建，协助未完成的队友。与团队确认依赖版本，并更新至《开发环境搭建指南》。 | 计划中 |
-| **周三 (10-15)** | **主导数据库设计** | 基于业务流程，识别核心实体（用户、银行卡、交易记录等）。绘制详细的ER图，定义表结构。输出《数据库设计文档》v1.0。 | 计划中 |
-| **周四 (10-16)** | **主导用户认证API设计** | 设计用户注册、登录、登出等接口。使用Swagger或Postman编写API文档，明确接口契约。输出《API接口文档（用户认证模块）》。 | 计划中 |
-| **周五 (10-17)** | **1. 内部评审与修订**<br>**2. 准备周末汇总** | **评审：** 组织或参与数据库设计和API设计的内部评审会，收集反馈并修订文档。<br>**汇总：** 整理个人本周的所有输出物，确保它们是最新且一致的。 | 计划中 |
-| **周末 (10-18/19)** | **灵活缓冲与学习** | **缓冲：** 处理本周未完成的任务或评审后的修改。<br>**学习：** 提前研究关键技术点，如JWT认证、二维码生成原理、AI大模型API对接等。 | 计划中 |
-
----
-
-## 需要的支持与资源
-
-1.  **明确的业务需求：**
-    *   需要产品经理提供清晰、无歧义的“注册”、“支付”、“地铁通行码”业务流程图，作为数据库和接口设计的根本依据。
-
-2.  **及时的跨端沟通：**
-    *   在API设计阶段，需要与前端/APP同事紧密协作，共同确认接口的数据格式、认证方式等细节。
-    *   希望他们能积极参与API文档的评审。
-
-3.  **团队的技术决策：**
-    *   对于技术选型（如ORM框架、认证机制），希望团队能快速决策，以便进行环境配置和架构集成。
-
-4.  **工具与权限：**
-    *   确保拥有Git仓库的读写权限。
-    *   确保拥有团队文档库（如Confluence、飞书文档）的编辑权限。
-    *   如有共用测试数据库，需要获取连接信息。
-
-5.  **充足的工作时间：**
-    *   希望会议能高效进行，为核心的设计和文档工作留出充足的“安静时间”。

doc/process/weekly/week-1/members/zhanghao-weekly-plan-04.md

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+# 个人周工作计划 -第四周
+
+**姓名：** 张豪
+**角色：** 安卓app开发工程师
+**团队：** 菜鸟队
+**周期：** 2025-10-13 至 2025-10-19
+
+---
+| 序号 | 计划内容| 协作人 | 情况说明  |
+| ----| ------ | ------| ------- |
+| 1    | 需求获取               | 组员   | 2025-10-09 与边耐政老师面对面沟通确定需求                    |
+| 2    | 学习安卓app知识           | 个人   | 周内持续学习css的浮动与定位的相关知识                        |
+| 3    | 确定分工               | 组员   | 2025-10-12 细分确定团队分工，统一开发工具                |
+| 4    | 搭建安卓项目基础架构 | 组员   | 周内完成安卓项目初始化：基于 Android Studio 创建 Module |
+| 5    | 开发 “扫一扫” 核心功能模块           | 组员   | 完成摄像头调用权限申请、扫描框 UI 绘制 |
+---
+
+## 小结
+
+1. **学习需求：** 希望团队能组织安卓端 “动态码生成优化”（如防止截屏、提高识别效率）的技术分享，或提供成熟项目的相关代码参考；
+2. **知识储备：** 本周将抽时间学习安卓 Jetpack Compose 组件（为后续复杂页面开发做准备），以及移动支付安全相关知识（如数据加密、支付签名校验）；
+3. **文档撰写：**同步整理安卓端核心功能的开发文档（含接口调用流程、关键代码注释），后续上传至代码托管平台供团队参考。
+

doc/process/weekly/week-1/members/zhanghao-weekly-summary-04.md

@@ -0,0 +1,38 @@
+# 个人周总结-第4周
+
+## 姓名和起止时间
+
+**姓　　名**： 张豪
+
+**团队名称**： 4班-菜鸟队
+
+**开始时间**： 2025-10-13 
+
+**结束时间**： 2025-10-19
+
+
+
+## 本周任务完成情况
+
+**序号	总结内容	                                                                            是否完成	情况说明**
+
+1	Kotlin专业知识的初步学习	                                              完成	        2025-10-13到2025-10-20  完成了Kotlin语言的基本学习，能理解并编写简单的代码
+
+2	Kotlin语言的运用	                                                              完成	        2025-10-13到2025-10-20利用Kotlin完成一些简单组件的编写
+
+## 对团队工作的建议
+
+1\.**进度统一**： 团队成员尽量统一项目进度，共同协助来进行项目的开发；
+
+2\.**互助学习**： 小组成员应该根据自身的技能长短开展互帮互助的活动，共同努力提高小组成员的专业水平；
+
+## 小结
+
+1\.**项目管理**： PM确保工作有条不紊，协助其他组员完成工作；
+
+2\.**技能学习**： 小组成员各自开展自己所负责部分的个人技能的学习；
+
+3\.**计划制定**： 根据本周任务完成情况与下一阶段文档提交要求，制定团队任务计划。
+
+
+

src/main/AndroidManifest.xml

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+<?xml version="1.0" encoding="utf-8"?>
+<manifest xmlns:android="http://schemas.android.com/apk/res/android"
+          package="com.payment">
+
+    <uses-permission android:name="android.permission.INTERNET" />
+    <uses-permission android:name="android.permission.ACCESS_NETWORK_STATE" />
+    <uses-permission android:name="android.permission.CAMERA" /> <uses-permission android:name="android.permission.READ_EXTERNAL_STORAGE" />
+    <uses-permission android:name="android.permission.WRITE_EXTERNAL_STORAGE" />
+
+    <uses-feature
+            android:name="android.hardware.camera"
+            android:required="false" />
+    <application
+            android:name=".MyApplication"
+            android:allowBackup="true"
+            android:icon="@mipmap/ic_launcher"
+            android:label="@string/app_name"
+            android:roundIcon="@mipmap/ic_launcher_round"
+            android:supportsRtl="true"
+            android:theme="@style/Theme.MobilePaymentApp"
+            android:usesCleartextTraffic="true"> <activity
+            android:name=".ui.MainActivity"
+            android:exported="true">
+        <intent-filter>
+            <action android:name="android.intent.action.MAIN" />
+            <category android:name="android.intent.category.LAUNCHER" />
+        </intent-filter>
+    </activity>
+
+        <activity android:name=".user.LoginActivity" />
+        <activity android:name=".user.RegisterActivity" />
+        <activity android:name=".user.RealNameAuthActivity" />
+        <activity android:name=".user.AuditStatusActivity" />
+        <activity android:name=".asset.BalanceActivity" />
+        <activity android:name=".asset.BankCardListActivity" />
+        <activity android:name=".asset.AddBankCardActivity" />
+        <activity android:name=".asset.RechargeWithdrawActivity" />
+
+    </application>
+
+</manifest>

src/main/java/com/payment/MyApplication.java

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+package com.payment;
+
+import android.app.Application;
+import android.content.Context;
+
+public class MyApplication extends Application {
+    private static Context context;
+
+    @Override
+    public void onCreate() {
+        super.onCreate();
+        context = getApplicationContext();
+    }
+
+    // 提供全局上下文
+    public static Context getContext() {
+        return context;
+    }
+}

src/main/java/com/payment/asset/AddBankCardActivity.java

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+package com.payment.asset;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.utils.ToastUtils;
+import androidx.lifecycle.ViewModelProvider;
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.EditText;
+
+public class AddBankCardActivity extends BaseActivity {
+    private EditText etCardNo, etBankName;
+    private Button btnSubmit;
+    private AssetViewModel assetViewModel;
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_add_bank_card;
+    }
+
+    @Override
+    protected void initView() {
+        etCardNo = findViewById(R.id.et_card_no);
+        etBankName = findViewById(R.id.et_bank_name);
+        btnSubmit = findViewById(R.id.btn_submit);
+    }
+
+    @Override
+    protected void initData() {
+        assetViewModel = new ViewModelProvider(this).get(AssetViewModel.class);
+        // 观察添加结果
+        assetViewModel.getAddCardResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                ToastUtils.showToast(this, "银行卡添加成功");
+                finish(); // 返回列表页
+            } else {
+                ToastUtils.showToast(this, "添加失败：" + (resultBean != null ? resultBean.getMsg() : "网络异常"));
+            }
+        });
+    }
+
+    @Override
+    protected void bindEvent() {
+        btnSubmit.setOnClickListener(v -> {
+            String cardNo = etCardNo.getText().toString().trim();
+            String bankName = etBankName.getText().toString().trim();
+
+            if (cardNo.isEmpty() || bankName.isEmpty()) {
+                showToast("请完善银行卡信息");
+                return;
+            }
+            if (cardNo.length() < 16 || cardNo.length() > 19) {
+                showToast("请输入正确的银行卡号");
+                return;
+            }
+            // 提交添加银行卡
+            assetViewModel.addBankCard(cardNo, bankName);
+        });
+    }
+}

src/main/java/com/payment/asset/AssetViewModel.java

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+package com.payment.asset;
+
+import com.payment.base.BaseViewModel;
+import com.payment.model.BankCard;
+import com.payment.network.ApiService;
+import com.payment.network.RetrofitManager;
+import androidx.lifecycle.MutableLiveData;
+import androidx.lifecycle.LiveData;
+import java.util.List;
+import retrofit2.Call;
+import retrofit2.Callback;
+import retrofit2.Response;
+import java.util.ArrayList;
+
+public class AssetViewModel extends BaseViewModel {
+    // 银行卡列表结果（使用ApiService内部ResultBean）
+    private final MutableLiveData<ApiService.ResultBean<List<BankCard>>> bankCardListResult = new MutableLiveData<>();
+    // 添加银行卡结果
+    private final MutableLiveData<ApiService.ResultBean<String>> addCardResult = new MutableLiveData<>();
+    // 设置默认卡结果
+    private final MutableLiveData<ApiService.ResultBean<String>> defaultCardResult = new MutableLiveData<>();
+    // 删除银行卡结果
+    private final MutableLiveData<ApiService.ResultBean<String>> deleteCardResult = new MutableLiveData<>();
+    // 余额结果（修正为ApiService.BalanceBean）
+    private final MutableLiveData<ApiService.ResultBean<ApiService.BalanceBean>> balanceResult = new MutableLiveData<>();
+    // 充值结果
+    private final MutableLiveData<ApiService.ResultBean<String>> rechargeResult = new MutableLiveData<>();
+    // 提现结果
+    private final MutableLiveData<ApiService.ResultBean<String>> withdrawResult = new MutableLiveData<>();
+
+    // 获取各结果观察器
+    public LiveData<ApiService.ResultBean<List<BankCard>>> getBankCardListResult() { return bankCardListResult; }
+    public LiveData<ApiService.ResultBean<String>> getAddCardResult() { return addCardResult; }
+    public LiveData<ApiService.ResultBean<String>> getDefaultCardResult() { return defaultCardResult; }
+    public LiveData<ApiService.ResultBean<String>> getDeleteCardResult() { return deleteCardResult; }
+    public LiveData<ApiService.ResultBean<ApiService.BalanceBean>> getBalanceResult() { return balanceResult; }
+    public LiveData<ApiService.ResultBean<String>> getRechargeResult() { return rechargeResult; }
+    public LiveData<ApiService.ResultBean<String>> getWithdrawResult() { return withdrawResult; }
+
+    // 获取银行卡列表
+    // 修改 AssetViewModel 中的 getBankCardList() 方法
+    public void getBankCardList() {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        // 回调类型修正为 ResultBean<BankCardListBean>（与接口定义一致）
+        apiService.getBankCardList().enqueue(new Callback<ApiService.ResultBean<ApiService.BankCardListBean>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BankCardListBean>> call,
+                                   Response<ApiService.ResultBean<ApiService.BankCardListBean>> response) {
+                hideLoading();
+                if (response.isSuccessful() && response.body() != null) {
+                    ApiService.ResultBean<ApiService.BankCardListBean> result = response.body();
+                    // 转换 BankCardBean[] 为 List<BankCard>
+                    List<BankCard> cardList = convertToBankCardList(result.getData());
+                    // 封装成 UI 层需要的 ResultBean<List<BankCard>>
+                    ApiService.ResultBean<List<BankCard>> uiResult = new ApiService.ResultBean<>();
+                    uiResult.setSuccess(result.isSuccess());
+                    uiResult.setMsg(result.getMsg());
+                    uiResult.setData(cardList);
+                    bankCardListResult.postValue(uiResult);
+                } else {
+                    bankCardListResult.postValue(null);
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BankCardListBean>> call, Throwable t) {
+                hideLoading();
+                sendErrorMsg("获取银行卡列表失败：" + t.getMessage());
+                bankCardListResult.postValue(null);
+            }
+        });
+    }
+
+    // 新增转换方法：将 BankCardBean[] 转换为 List<BankCard>
+    private List<BankCard> convertToBankCardList(ApiService.BankCardListBean bankCardListBean) {
+        List<BankCard> result = new ArrayList<>();
+        if (bankCardListBean == null || bankCardListBean.getCards() == null) {
+            return result;
+        }
+        // 遍历数组，逐个转换
+        for (ApiService.BankCardBean bean : bankCardListBean.getCards()) {
+            BankCard card = new BankCard();
+            card.setId(bean.getId());
+            card.setCardNo(bean.getCardNo());
+            card.setBankName(bean.getBankName());
+            card.setDefault(bean.isDefault());
+            result.add(card);
+        }
+        return result;
+    }
+
+    // 添加银行卡
+    public void addBankCard(String cardNo, String bankName) {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        // 正确：直接通过构造方法传入参数，无需再调用setter
+        ApiService.AddBankCardRequest request = new ApiService.AddBankCardRequest(cardNo, bankName);
+
+        // 修正回调类型为ResultBean<BaseResponse>
+        apiService.addBankCard(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call,
+                                   Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                hideLoading();
+                // 转换为UI层需要的ResultBean<String>
+                ApiService.ResultBean<String> uiResult = new ApiService.ResultBean<>();
+                if (response.body() != null) {
+                    uiResult.setSuccess(response.body().isSuccess());
+                    uiResult.setMsg(response.body().getMsg());
+                    // 使用BaseResponse的message作为数据（或根据实际需求提取）
+                    uiResult.setData(response.body().getData() != null ? response.body().getData().getMessage() : "");
+                }
+                addCardResult.postValue(uiResult);
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                hideLoading();
+                sendErrorMsg("添加银行卡失败：" + t.getMessage());
+                addCardResult.postValue(null);
+            }
+        });
+    }
+
+    // 设置默认银行卡
+    public void setDefaultCard(int cardId) {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        // 正确：通过String.valueOf()将int转换为String
+        ApiService.DefaultBankCardRequest request = new ApiService.DefaultBankCardRequest(String.valueOf(cardId));
+
+
+        // 正确：泛型类型与接口定义一致（BaseResponse）
+        apiService.setDefaultBankCard(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                if (response.isSuccessful() && response.body() != null) {
+                    ApiService.ResultBean<ApiService.BaseResponse> result = response.body();
+                    if (result.isSuccess()) {
+                        // 处理成功逻辑（如提示"设置默认银行卡成功"）
+                    } else {
+                        // 处理业务失败（如显示错误信息result.getMsg()）
+                    }
+                } else {
+                    // 处理请求失败（如网络异常）
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                // 处理网络错误
+            }
+        });
+    }
+
+    // 删除银行卡
+    public void deleteBankCard(int cardId) {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        // 正确：通过String.valueOf()将int转换为String
+        ApiService.DeleteBankCardRequest request = new ApiService.DeleteBankCardRequest(String.valueOf(cardId));
+
+
+        // 正确代码：泛型类型与接口定义一致（BaseResponse）
+        apiService.deleteBankCard(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call,
+                                   Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                hideLoading();
+                // 转换为UI层需要的ResultBean<String>（保持与LiveData类型一致）
+                ApiService.ResultBean<String> uiResult = new ApiService.ResultBean<>();
+                if (response.body() != null) {
+                    uiResult.setSuccess(response.body().isSuccess());
+                    uiResult.setMsg(response.body().getMsg());
+                    // 可根据实际需求设置data（如使用BaseResponse的message）
+                    uiResult.setData(response.body().getData() != null ? response.body().getData().getMessage() : "");
+                }
+                deleteCardResult.postValue(uiResult);
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                hideLoading();
+                sendErrorMsg("删除银行卡失败：" + t.getMessage());
+                deleteCardResult.postValue(null);
+            }
+        });
+    }
+
+    // 查询余额（修正为ApiService.BalanceBean）
+    public void getBalance() {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        apiService.getBalance().enqueue(new Callback<ApiService.ResultBean<ApiService.BalanceBean>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BalanceBean>> call, Response<ApiService.ResultBean<ApiService.BalanceBean>> response) {
+                hideLoading();
+                balanceResult.postValue(response.body());
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BalanceBean>> call, Throwable t) {
+                hideLoading();
+                sendErrorMsg("获取余额失败：" + t.getMessage());
+                balanceResult.postValue(null);
+            }
+        });
+    }
+
+    // 充值
+    public void recharge(double amount, int cardId) {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        ApiService.RechargeWithdrawRequest request = new ApiService.RechargeWithdrawRequest(
+        String.valueOf(amount),  // 转换为String类型（接口要求amount为String）
+                String.valueOf(cardId)   // 转换为String类型（接口要求cardId为String）
+);
+        // 正确代码：泛型类型与接口定义一致（BaseResponse）
+        apiService.recharge(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call,
+                                   Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                hideLoading();
+                // 转换为UI层需要的ResultBean<String>（与rechargeResult的LiveData类型匹配）
+                ApiService.ResultBean<String> uiResult = new ApiService.ResultBean<>();
+                if (response.body() != null) {
+                    uiResult.setSuccess(response.body().isSuccess());
+                    uiResult.setMsg(response.body().getMsg());
+                    // 提取BaseResponse中的message作为data（或根据实际需求设置）
+                    uiResult.setData(response.body().getData() != null ? response.body().getData().getMessage() : "");
+                }
+                rechargeResult.postValue(uiResult);
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                hideLoading();
+                sendErrorMsg("充值失败：" + t.getMessage());
+                rechargeResult.postValue(null);
+            }
+        });
+    }
+
+    // 提现
+    public void withdraw(double amount, int cardId) {
+        showLoading();
+        ApiService apiService = RetrofitManager.getApiService(com.payment.MyApplication.getContext());
+        ApiService.RechargeWithdrawRequest request = new ApiService.RechargeWithdrawRequest(
+                String.valueOf(amount),  // 转换为String（接口要求amount为String类型）
+                String.valueOf(cardId)   // 转换为String（接口要求cardId为String类型）
+        );
+
+        // 正确代码：泛型类型与接口定义一致（BaseResponse）
+        apiService.withdraw(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call,
+                                   Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                hideLoading();
+                // 转换为UI层需要的ResultBean<String>（与withdrawResult的LiveData类型匹配）
+                ApiService.ResultBean<String> uiResult = new ApiService.ResultBean<>();
+                if (response.body() != null) {
+                    uiResult.setSuccess(response.body().isSuccess());
+                    uiResult.setMsg(response.body().getMsg());
+                    // 提取BaseResponse中的message作为data（或根据实际需求设置）
+                    uiResult.setData(response.body().getData() != null ? response.body().getData().getMessage() : "");
+                }
+                withdrawResult.postValue(uiResult);
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                hideLoading();
+                sendErrorMsg("提现失败：" + t.getMessage());
+                withdrawResult.postValue(null);
+            }
+        });
+    }
+}

src/main/java/com/payment/asset/BalanceActivity.java

@@ -0,0 +1,80 @@
+package com.payment.asset;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.model.Balance;
+import com.payment.network.ApiService;
+import com.payment.utils.IntentUtils;
+import androidx.lifecycle.ViewModelProvider;
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.TextView;
+
+public class BalanceActivity extends BaseActivity {
+    private TextView tvBalance, tvUpdateTime;
+    private Button btnRecharge, btnWithdraw;
+    private AssetViewModel assetViewModel;
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_balance;
+    }
+
+    @Override
+    protected void initView() {
+        tvBalance = findViewById(R.id.tv_balance);
+        tvUpdateTime = findViewById(R.id.tv_update_time);
+        btnRecharge = findViewById(R.id.btn_recharge);
+        btnWithdraw = findViewById(R.id.btn_withdraw);
+    }
+
+    @Override
+    protected void initData() {
+        assetViewModel = new ViewModelProvider(this).get(AssetViewModel.class);
+        // 查询余额
+        assetViewModel.getBalance();
+        // 观察余额结果（处理ApiService.BalanceBean类型）
+        assetViewModel.getBalanceResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                // 接口返回的是ApiService内部的BalanceBean
+                ApiService.BalanceBean apiBalance = resultBean.getData();
+                if (apiBalance != null) {
+                    // 转换为本地Balance模型（或直接使用apiBalance）
+                    Balance balance = new Balance();
+                    // 注意：根据ApiService.BalanceBean实际字段调整setter
+                    // 假设BalanceBean的余额字段是String类型，需要转换为double
+                    balance.setBalance(Double.parseDouble(apiBalance.getBalance()));
+                    balance.setUpdateTime(apiBalance.getUpdateTime());
+
+                    // 更新UI
+                    tvBalance.setText(String.format("%.2f 元", balance.getBalance()));
+                    tvUpdateTime.setText("最后更新：" + (balance.getUpdateTime() != null ? balance.getUpdateTime() : "未知"));
+                } else {
+                    tvBalance.setText("0.00 元");
+                    showToast("余额数据为空");
+                }
+            } else {
+                tvBalance.setText("0.00 元");
+                showToast("获取余额失败：" + (resultBean != null ? resultBean.getMsg() : "未知错误"));
+            }
+        });
+    }
+
+    @Override
+    protected void bindEvent() {
+        // 充值
+        btnRecharge.setOnClickListener(v -> {
+            Bundle bundle = new Bundle();
+            bundle.putString("type", "recharge");
+            IntentUtils.jumpToWithBundle(this, RechargeWithdrawActivity.class, bundle, false);
+        });
+
+        // 提现
+        btnWithdraw.setOnClickListener(v -> {
+            Bundle bundle = new Bundle();
+            bundle.putString("type", "withdraw");
+            IntentUtils.jumpToWithBundle(this, RechargeWithdrawActivity.class, bundle, false);
+        });
+    }
+}

src/main/java/com/payment/asset/BankCardAdapter.java

@@ -0,0 +1,97 @@
+package com.payment.asset;
+
+import android.content.Context;
+import android.view.LayoutInflater;
+import android.view.View;
+import android.view.ViewGroup;
+import android.widget.ImageView;
+import android.widget.TextView;
+import androidx.annotation.NonNull;
+import androidx.recyclerview.widget.RecyclerView;
+import com.payment.R;
+import com.payment.model.BankCard;
+import java.util.List;
+import android.widget.Button;
+
+public class BankCardAdapter extends RecyclerView.Adapter<BankCardAdapter.CardViewHolder> {
+    private Context context;
+    private List<BankCard> cardList;
+    private OnItemActionListener actionListener;
+
+    // 点击事件接口
+    public interface OnItemActionListener {
+        void onAction(BankCard card, String action);
+    }
+
+    public void setOnItemActionListener(OnItemActionListener listener) {
+        this.actionListener = listener;
+    }
+
+    public BankCardAdapter(Context context, List<BankCard> cardList) {
+        this.context = context;
+        this.cardList = cardList;
+    }
+
+    // 更新数据
+    public void updateData(List<BankCard> cardList) {
+        this.cardList = cardList;
+        notifyDataSetChanged();
+    }
+
+    @NonNull
+    @Override
+    public CardViewHolder onCreateViewHolder(@NonNull ViewGroup parent, int viewType) {
+        View view = LayoutInflater.from(context).inflate(R.layout.item_bank_card, parent, false);
+        return new CardViewHolder(view);
+    }
+
+    @Override
+    public void onBindViewHolder(@NonNull CardViewHolder holder, int position) {
+        BankCard card = cardList.get(position);
+        if (card == null) return;
+
+        // 显示银行名称和脱敏卡号
+        holder.tvBankName.setText(card.getBankName());
+        String cardNo = card.getCardNo();
+        String maskedCardNo = cardNo.replaceAll("(\\d{4})(\\d{8})(\\d{4})", "$1 **** **** $3");
+        holder.tvCardNo.setText(maskedCardNo);
+
+        // 显示默认卡标识
+        holder.ivDefault.setVisibility(card.isDefault() ? View.VISIBLE : View.GONE);
+
+        // 设置默认卡点击
+        holder.btnSetDefault.setOnClickListener(v -> {
+            if (actionListener != null) {
+                actionListener.onAction(card, "setDefault");
+            }
+        });
+
+        // 删除卡点击
+        holder.btnDelete.setOnClickListener(v -> {
+            if (actionListener != null) {
+                actionListener.onAction(card, "delete");
+            }
+        });
+    }
+
+    @Override
+    public int getItemCount() {
+        return cardList == null ? 0 : cardList.size();
+    }
+
+    // ViewHolder
+    static class CardViewHolder extends RecyclerView.ViewHolder {
+        TextView tvBankName, tvCardNo;
+        ImageView ivDefault;
+        Button btnSetDefault, btnDelete;
+
+        public CardViewHolder(@NonNull View itemView) {
+            super(itemView);
+            tvBankName = itemView.findViewById(R.id.tv_bank_name);
+            tvCardNo = itemView.findViewById(R.id.tv_card_no);
+            ivDefault = itemView.findViewById(R.id.iv_default);
+            btnSetDefault = itemView.findViewById(R.id.btn_set_default);
+            btnDelete = itemView.findViewById(R.id.btn_delete);
+        }
+    }
+}

src/main/java/com/payment/asset/BankCardListActivity.java

@@ -0,0 +1,101 @@
+package com.payment.asset;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.model.BankCard;
+import com.payment.utils.IntentUtils;
+import com.payment.utils.ToastUtils;
+import androidx.lifecycle.ViewModelProvider;
+import androidx.recyclerview.widget.LinearLayoutManager;
+import androidx.recyclerview.widget.RecyclerView;
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.TextView;
+import java.util.List;
+
+public class BankCardListActivity extends BaseActivity {
+    private RecyclerView rvBankCards;
+    private Button btnAddCard;
+    private TextView tvEmpty;
+    private BankCardAdapter adapter;
+    private AssetViewModel assetViewModel;
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_bank_card_list;
+    }
+
+    @Override
+    protected void initView() {
+        rvBankCards = findViewById(R.id.rv_bank_cards);
+        btnAddCard = findViewById(R.id.btn_add_card);
+        tvEmpty = findViewById(R.id.tv_empty);
+
+        // 初始化RecyclerView
+        rvBankCards.setLayoutManager(new LinearLayoutManager(this));
+        adapter = new BankCardAdapter(this, null);
+        rvBankCards.setAdapter(adapter);
+    }
+
+    @Override
+    protected void initData() {
+        assetViewModel = new ViewModelProvider(this).get(AssetViewModel.class);
+        // 获取银行卡列表
+        assetViewModel.getBankCardList();
+        // 观察列表结果
+        assetViewModel.getBankCardListResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                List<BankCard> cardList = resultBean.getData();
+                if (cardList != null && !cardList.isEmpty()) {
+                    rvBankCards.setVisibility(View.VISIBLE);
+                    tvEmpty.setVisibility(View.GONE);
+                    adapter.updateData(cardList);
+                } else {
+                    rvBankCards.setVisibility(View.GONE);
+                    tvEmpty.setVisibility(View.VISIBLE);
+                }
+            } else {
+                ToastUtils.showToast(this, "获取银行卡列表失败");
+            }
+        });
+
+        // 观察默认卡设置结果
+        assetViewModel.getDefaultCardResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                ToastUtils.showToast(this, "默认银行卡设置成功");
+                assetViewModel.getBankCardList(); // 刷新列表
+            } else {
+                ToastUtils.showToast(this, "设置失败");
+            }
+        });
+
+        // 观察删除结果
+        assetViewModel.getDeleteCardResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                ToastUtils.showToast(this, "银行卡删除成功");
+                assetViewModel.getBankCardList(); // 刷新列表
+            } else {
+                ToastUtils.showToast(this, "删除失败");
+            }
+        });
+    }
+
+    @Override
+    protected void bindEvent() {
+        // 添加银行卡
+        btnAddCard.setOnClickListener(v -> IntentUtils.jumpTo(this, AddBankCardActivity.class, false));
+
+        // 列表项点击事件（设置默认卡/删除）
+        adapter.setOnItemActionListener((card, action) -> {
+            switch (action) {
+                case "setDefault":
+                    assetViewModel.setDefaultCard(card.getId());
+                    break;
+                case "delete":
+                    assetViewModel.deleteBankCard(card.getId());
+                    break;
+            }
+        });
+    }
+}

src/main/java/com/payment/asset/RechargeWithdrawActivity.java

@@ -0,0 +1,127 @@
+package com.payment.asset;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.model.BankCard;
+import com.payment.utils.ToastUtils;
+import androidx.lifecycle.ViewModelProvider;
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.EditText;
+import android.widget.RadioGroup;
+import android.widget.Spinner;
+import android.widget.ArrayAdapter;
+import java.util.List;
+
+public class RechargeWithdrawActivity extends BaseActivity {
+    private RadioGroup rgType;
+    private EditText etAmount;
+    private Spinner spBankCards;
+    private Button btnConfirm;
+    private AssetViewModel assetViewModel;
+    private List<BankCard> cardList;
+    private String type = "recharge"; // 默认充值
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_recharge_withdraw;
+    }
+
+    @Override
+    protected void initView() {
+        rgType = findViewById(R.id.rg_type);
+        etAmount = findViewById(R.id.et_amount);
+        spBankCards = findViewById(R.id.sp_bank_cards);
+        btnConfirm = findViewById(R.id.btn_confirm);
+    }
+
+    @Override
+    protected void initData() {
+        assetViewModel = new ViewModelProvider(this).get(AssetViewModel.class);
+
+        // 获取银行卡列表（用于下拉选择）
+        assetViewModel.getBankCardList();
+        assetViewModel.getBankCardListResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                cardList = resultBean.getData();
+                if (cardList != null && !cardList.isEmpty()) {
+                    // 初始化下拉框
+                    String[] cardNames = new String[cardList.size()];
+                    for (int i = 0; i < cardList.size(); i++) {
+                        BankCard card = cardList.get(i);
+                        cardNames[i] = card.getBankName() + "(" + card.getCardNo().replaceAll("(\\d{4})(\\d{8})(\\d{4})", "$1 **** **** $3") + ")";
+                    }
+                    ArrayAdapter<String> adapter = new ArrayAdapter<>(this, android.R.layout.simple_spinner_item, cardNames);
+                    adapter.setDropDownViewResource(android.R.layout.simple_spinner_dropdown_item);
+                    spBankCards.setAdapter(adapter);
+                } else {
+                    showToast("暂无绑定银行卡，请先添加");
+                    finish();
+                }
+            } else {
+                showToast("获取银行卡失败");
+                finish();
+            }
+        });
+
+        // 观察充值结果
+        assetViewModel.getRechargeResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                showToast("充值成功");
+                finish();
+            } else {
+                showToast("充值失败：" + (resultBean != null ? resultBean.getMsg() : "网络异常"));
+            }
+        });
+
+        // 观察提现结果
+        assetViewModel.getWithdrawResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                showToast("提现申请提交成功");
+                finish();
+            } else {
+                showToast("提现失败：" + (resultBean != null ? resultBean.getMsg() : "网络异常"));
+            }
+        });
+    }
+
+    @Override
+    protected void bindEvent() {
+        // 选择充值/提现类型
+        rgType.setOnCheckedChangeListener((group, checkedId) -> {
+            if (checkedId == R.id.rb_recharge) {
+                type = "recharge";
+                btnConfirm.setText("确认充值");
+            } else if (checkedId == R.id.rb_withdraw) {
+                type = "withdraw";
+                btnConfirm.setText("确认提现");
+            }
+        });
+
+        // 确认按钮
+        btnConfirm.setOnClickListener(v -> {
+            String amountStr = etAmount.getText().toString().trim();
+            if (amountStr.isEmpty()) {
+                showToast("请输入金额");
+                return;
+            }
+            double amount = Double.parseDouble(amountStr);
+            if (amount <= 0) {
+                showToast("金额必须大于0");
+                return;
+            }
+
+            // 获取选中的银行卡ID
+            int selectedPosition = spBankCards.getSelectedItemPosition();
+            int cardId = cardList.get(selectedPosition).getId();
+
+            // 执行充值或提现
+            if ("recharge".equals(type)) {
+                assetViewModel.recharge(amount, cardId);
+            } else {
+                assetViewModel.withdraw(amount, cardId);
+            }
+        });
+    }
+}

src/main/java/com/payment/base/BaseActivity.java

@@ -0,0 +1,48 @@
+package com.payment.base;
+
+import android.os.Bundle;
+import androidx.annotation.Nullable;
+import androidx.appcompat.app.AppCompatActivity;
+import com.payment.utils.ToastUtils;
+
+public abstract class BaseActivity extends AppCompatActivity {
+    @Override
+    protected void onCreate(@Nullable Bundle savedInstanceState) {
+        super.onCreate(savedInstanceState);
+        // 设置布局
+        setContentView(getLayoutId());
+        // 初始化视图
+        initView();
+        // 初始化数据
+        initData();
+        // 绑定事件
+        bindEvent();
+    }
+
+    // 获取布局ID（子类实现）
+    protected abstract int getLayoutId();
+
+    // 初始化视图（子类按需实现）
+    protected abstract void initView();
+
+    // 初始化数据（子类按需实现）
+    protected void initData() {}
+
+    // 绑定事件（子类按需实现）
+    protected void bindEvent() {}
+
+    // 简化Toast调用
+    protected void showToast(String msg) {
+        ToastUtils.showToast(this, msg);
+    }
+
+    // 登录过期处理（统一跳转登录页）
+    protected void handleLoginExpired() {
+        showToast("登录已过期，请重新登录");
+        // 清除Token
+        com.payment.utils.TokenUtils.clearToken(this);
+        // 跳转到登录页，关闭所有栈内Activity
+        com.payment.utils.IntentUtils.jumpTo(this, com.payment.user.LoginActivity.class, true);
+        finishAffinity();
+    }
+}

src/main/java/com/payment/base/BaseViewModel.java

@@ -0,0 +1,40 @@
+package com.payment.base;
+
+import androidx.lifecycle.ViewModel;
+// 在现有导入基础上补充以下两行
+import androidx.lifecycle.MutableLiveData;
+import androidx.lifecycle.LiveData;
+import com.payment.utils.ToastUtils;
+
+public abstract class BaseViewModel extends ViewModel {
+    // 加载状态（true-加载中，false-加载完成）
+    private final MutableLiveData<Boolean> loadingState = new MutableLiveData<>();
+    // 错误信息
+    private final MutableLiveData<String> errorMsg = new MutableLiveData<>();
+
+    // 获取加载状态观察器
+    public LiveData<Boolean> getLoadingState() {
+        return loadingState;
+    }
+
+    // 获取错误信息观察器
+    public LiveData<String> getErrorMsg() {
+        return errorMsg;
+    }
+
+    // 显示加载
+    protected void showLoading() {
+        loadingState.postValue(true);
+    }
+
+    // 隐藏加载
+    protected void hideLoading() {
+        loadingState.postValue(false);
+    }
+
+    // 发送错误信息
+    protected void sendErrorMsg(String msg) {
+        errorMsg.postValue(msg);
+        ToastUtils.showToast(com.payment.MyApplication.getContext(), msg);
+    }
+}

src/main/java/com/payment/base/NetConfig.java

@@ -0,0 +1,10 @@
+package com.payment.base;
+
+public class NetConfig {
+    // 模拟服务器BaseUrl（MockWebServer）
+    public static final String BASE_URL = "http://10.0.2.2:8080/";
+    // 后续对接真实后端的BaseUrl（预留）
+    public static final String REAL_BASE_URL = "http://10.0.2.2:8080/";
+    // 网络请求超时时间（秒）
+    public static final int TIMEOUT = 10;
+}

src/main/java/com/payment/base/ResultBean.java

@@ -0,0 +1,18 @@
+package com.payment.base;
+
+public class ResultBean<T> {
+    private int code;       // 响应码（200成功，其他失败）
+    private String msg;     // 响应信息
+    private T data;         // 响应数据
+
+    // getter + setter
+    public int getCode() { return code; }
+    public void setCode(int code) { this.code = code; }
+    public String getMsg() { return msg; }
+    public void setMsg(String msg) { this.msg = msg; }
+    public T getData() { return data; }
+    public void setData(T data) { this.data = data; }
+
+    // 快捷判断成功方法
+    public boolean isSuccess() { return code == 200; }
+}

src/main/java/com/payment/model/Balance.java

@@ -0,0 +1,12 @@
+package com.payment.model;
+
+public class Balance {
+    private double balance;     // 账户余额
+    private String updateTime;  // 最后更新时间
+
+    // getter + setter
+    public double getBalance() { return balance; }
+    public void setBalance(double balance) { this.balance = balance; }
+    public String getUpdateTime() { return updateTime; }
+    public void setUpdateTime(String updateTime) { this.updateTime = updateTime; }
+}

src/main/java/com/payment/model/BankCard.java

@@ -0,0 +1,18 @@
+package com.payment.model;
+
+public class BankCard {
+    private int id;             // 银行卡ID
+    private String cardNo;      // 银行卡号（脱敏）
+    private String bankName;    // 银行名称
+    private boolean isDefault;  // 是否默认卡
+
+    // getter + setter
+    public int getId() { return id; }
+    public void setId(int id) { this.id = id; }
+    public String getCardNo() { return cardNo; }
+    public void setCardNo(String cardNo) { this.cardNo = cardNo; }
+    public String getBankName() { return bankName; }
+    public void setBankName(String bankName) { this.bankName = bankName; }
+    public boolean isDefault() { return isDefault; }
+    public void setDefault(boolean aDefault) { isDefault = aDefault; }
+}

src/main/java/com/payment/model/User.java

@@ -0,0 +1,21 @@
+package com.payment.model;
+
+public class User {
+    private int userId;         // 用户ID
+    private String userName;    // 用户名
+    private String token;       // 登录令牌
+    private String realName;    // 真实姓名（实名认证后）
+    private String idCard;      // 身份证号（脱敏）
+
+    // getter + setter
+    public int getUserId() { return userId; }
+    public void setUserId(int userId) { this.userId = userId; }
+    public String getUserName() { return userName; }
+    public void setUserName(String userName) { this.userName = userName; }
+    public String getToken() { return token; }
+    public void setToken(String token) { this.token = token; }
+    public String getRealName() { return realName; }
+    public void setRealName(String realName) { this.realName = realName; }
+    public String getIdCard() { return idCard; }
+    public void setIdCard(String idCard) { this.idCard = idCard; }
+}

src/main/java/com/payment/network/ApiService.java

@@ -0,0 +1,498 @@
+package com.payment.network;
+
+import retrofit2.Call;
+import retrofit2.http.Body;
+import retrofit2.http.GET;
+import retrofit2.http.POST;
+
+/**
+ * 网络请求接口服务类
+ */
+public interface ApiService {
+
+    // ------------------------ 用户模块接口 ------------------------
+    /**
+     * 用户登录
+     */
+    @POST("user/login")
+    Call<ResultBean<UserBean>> login(@Body LoginRequest loginRequest);
+
+    /**
+     * 用户注册
+     */
+    @POST("user/register")
+    Call<ResultBean<BaseResponse>> register(@Body RegisterRequest registerRequest);
+
+    /**
+     * 获取用户信息
+     */
+    @GET("user/info")
+    Call<ResultBean<UserBean>> getUserInfo();
+
+    // ------------------------ 实名认证模块接口 ------------------------
+    /**
+     * 提交实名认证
+     */
+    @POST("user/auth/submit")
+    Call<ResultBean<BaseResponse>> submitRealNameAuth(@Body RealNameAuthRequest authRequest);
+
+    /**
+     * 查询审核状态
+     */
+    @GET("user/auth/status")
+    Call<ResultBean<AuditStatusBean>> getAuditStatus();
+
+    // ------------------------ 银行卡模块接口 ------------------------
+    /**
+     * 获取银行卡列表
+     */
+    @GET("bankCard/list")
+    Call<ResultBean<BankCardListBean>> getBankCardList();
+
+    /**
+     * 添加银行卡
+     */
+    @POST("bankCard/add")
+    Call<ResultBean<BaseResponse>> addBankCard(@Body AddBankCardRequest cardRequest);
+
+    /**
+     * 设置默认银行卡
+     */
+    @POST("bankCard/setDefault")
+    Call<ResultBean<BaseResponse>> setDefaultBankCard(@Body DefaultBankCardRequest request);
+
+    /**
+     * 删除银行卡
+     */
+    @POST("bankCard/delete")
+    Call<ResultBean<BaseResponse>> deleteBankCard(@Body DeleteBankCardRequest request);
+
+    // ------------------------ 资产模块接口 ------------------------
+    /**
+     * 获取余额
+     */
+    @GET("asset/balance")
+    Call<ResultBean<BalanceBean>> getBalance();
+
+    /**
+     * 充值
+     */
+    @POST("asset/recharge")
+    Call<ResultBean<BaseResponse>> recharge(@Body RechargeWithdrawRequest request);
+
+    /**
+     * 提现
+     */
+    @POST("asset/withdraw")
+    Call<ResultBean<BaseResponse>> withdraw(@Body RechargeWithdrawRequest request);
+
+    // ------------------------ 请求参数实体类 ------------------------
+    /**
+     * 登录请求参数
+     */
+    class LoginRequest {
+        private String phone;
+        private String password;
+
+        public LoginRequest(String phone, String password) {
+            this.phone = phone;
+            this.password = password;
+        }
+
+        // Getter & Setter
+        public String getPhone() {
+            return phone;
+        }
+
+        public void setPhone(String phone) {
+            this.phone = phone;
+        }
+
+        public String getPassword() {
+            return password;
+        }
+
+        public void setPassword(String password) {
+            this.password = password;
+        }
+    }
+
+    /**
+     * 注册请求参数
+     */
+    class RegisterRequest {
+        private String phone;
+        private String verifyCode;
+        private String password;
+
+        public RegisterRequest(String phone, String verifyCode, String password) {
+            this.phone = phone;
+            this.verifyCode = verifyCode;
+            this.password = password;
+        }
+
+        // Getter & Setter
+        public String getPhone() {
+            return phone;
+        }
+
+        public void setPhone(String phone) {
+            this.phone = phone;
+        }
+
+        public String getVerifyCode() {
+            return verifyCode;
+        }
+
+        public void setVerifyCode(String verifyCode) {
+            this.verifyCode = verifyCode;
+        }
+
+        public String getPassword() {
+            return password;
+        }
+
+        public void setPassword(String password) {
+            this.password = password;
+        }
+    }
+
+    /**
+     * 实名认证请求参数
+     */
+    class RealNameAuthRequest {
+        private String realName;
+        private String idCard;
+
+        public RealNameAuthRequest(String realName, String idCard) {
+            this.realName = realName;
+            this.idCard = idCard;
+        }
+
+        // Getter & Setter
+        public String getRealName() {
+            return realName;
+        }
+
+        public void setRealName(String realName) {
+            this.realName = realName;
+        }
+
+        public String getIdCard() {
+            return idCard;
+        }
+
+        public void setIdCard(String idCard) {
+            this.idCard = idCard;
+        }
+    }
+
+    /**
+     * 添加银行卡请求参数
+     */
+    class AddBankCardRequest {
+        private String cardNo;
+        private String bankName;
+
+        public AddBankCardRequest(String cardNo, String bankName) {
+            this.cardNo = cardNo;
+            this.bankName = bankName;
+        }
+
+        // Getter & Setter
+        public String getCardNo() {
+            return cardNo;
+        }
+
+        public void setCardNo(String cardNo) {
+            this.cardNo = cardNo;
+        }
+
+        public String getBankName() {
+            return bankName;
+        }
+
+        public void setBankName(String bankName) {
+            this.bankName = bankName;
+        }
+    }
+
+    /**
+     * 设置默认银行卡请求参数
+     */
+    class DefaultBankCardRequest {
+        private String cardId;
+
+        public DefaultBankCardRequest(String cardId) {
+            this.cardId = cardId;
+        }
+
+        // Getter & Setter
+        public String getCardId() {
+            return cardId;
+        }
+
+        public void setCardId(String cardId) {
+            this.cardId = cardId;
+        }
+    }
+
+    /**
+     * 删除银行卡请求参数
+     */
+    class DeleteBankCardRequest {
+        private String cardId;
+
+        public DeleteBankCardRequest(String cardId) {
+            this.cardId = cardId;
+        }
+
+        // Getter & Setter
+        public String getCardId() {
+            return cardId;
+        }
+
+        public void setCardId(String cardId) {
+            this.cardId = cardId;
+        }
+    }
+
+    /**
+     * 充值/提现请求参数
+     */
+    class RechargeWithdrawRequest {
+        private String amount;
+        private String cardId;
+
+        public RechargeWithdrawRequest(String amount, String cardId) {
+            this.amount = amount;
+            this.cardId = cardId;
+        }
+
+        // Getter & Setter
+        public String getAmount() {
+            return amount;
+        }
+
+        public void setAmount(String amount) {
+            this.amount = amount;
+        }
+
+        public String getCardId() {
+            return cardId;
+        }
+
+        public void setCardId(String cardId) {
+            this.cardId = cardId;
+        }
+    }
+
+    // ------------------------ 响应结果实体类 ------------------------
+    /**
+     * 基础响应类
+     */
+    class BaseResponse {
+        private int code;
+        private String message;
+
+        // Getter & Setter
+        public int getCode() {
+            return code;
+        }
+
+        public void setCode(int code) {
+            this.code = code;
+        }
+
+        public String getMessage() {
+            return message;
+        }
+
+        public void setMessage(String message) {
+            this.message = message;
+        }
+    }
+
+    /**
+     * 通用结果包装类
+     */
+    class ResultBean<T> {
+        private int code;
+        private String msg;
+        private T data;
+        private boolean success;
+
+        // Getter & Setter
+        public int getCode() {
+            return code;
+        }
+
+        public void setCode(int code) {
+            this.code = code;
+        }
+
+        public String getMsg() {
+            return msg;
+        }
+
+        public void setMsg(String msg) {
+            this.msg = msg;
+        }
+
+        public T getData() {
+            return data;
+        }
+
+        public void setData(T data) {
+            this.data = data;
+        }
+
+        public boolean isSuccess() {
+            return success;
+        }
+
+        public void setSuccess(boolean success) {
+            this.success = success;
+        }
+    }
+
+    /**
+     * 用户信息实体类
+     */
+    class UserBean {
+        private String userId;
+        private String phone;
+        private String realName;
+        private int authStatus; // 0:未认证 1:审核中 2:已认证
+        private String token;   // 新增：登录返回的Token字段
+
+        // Getter & Setter
+        public String getUserId() {
+            return userId;
+        }
+
+        public void setUserId(String userId) {
+            this.userId = userId;
+        }
+
+        public String getPhone() {
+            return phone;
+        }
+
+        public void setPhone(String phone) {
+            this.phone = phone;
+        }
+
+        public String getRealName() {
+            return realName;
+        }
+
+        public void setRealName(String realName) {
+            this.realName = realName;
+        }
+
+        public int getAuthStatus() {
+            return authStatus;
+        }
+
+        public void setAuthStatus(int authStatus) {
+            this.authStatus = authStatus;
+        }
+        // 新增：Token的getter方法
+        public String getToken() {
+            return token;
+        }
+
+        // 新增：Token的setter方法
+        public void setToken(String token) {
+            this.token = token;
+        }
+    }
+
+    /**
+     * 审核状态实体类
+     */
+    class AuditStatusBean {
+        private int status;   // 0:未提交 1:审核中 2:审核通过 3:审核驳回
+        private String desc;  // 状态描述
+
+        // Getter & Setter
+        public int getStatus() {
+            return status;
+        }
+
+        public void setStatus(int status) {
+            this.status = status;
+        }
+
+        public String getDesc() {
+            return desc;
+        }
+
+        public void setDesc(String desc) {
+            this.desc = desc;
+        }
+    }
+
+    /**
+     * 银行卡列表实体类
+     */
+    class BankCardListBean {
+        private BankCardBean[] cards;
+
+        // Getter & Setter
+        public BankCardBean[] getCards() {
+            return cards;
+        }
+
+        public void setCards(BankCardBean[] cards) {
+            this.cards = cards;
+        }
+    }
+
+    /**
+     * 银行卡实体类
+     */
+    // 在 ApiService 中添加
+    class BankCardBean {
+        private int id;             // 与 BankCard 对应
+        private String cardNo;      // 与 BankCard 对应
+        private String bankName;    // 与 BankCard 对应
+        private boolean isDefault;  // 与 BankCard 对应
+
+        // Getter & Setter
+        public int getId() { return id; }
+        public void setId(int id) { this.id = id; }
+        public String getCardNo() { return cardNo; }
+        public void setCardNo(String cardNo) { this.cardNo = cardNo; }
+        public String getBankName() { return bankName; }
+        public void setBankName(String bankName) { this.bankName = bankName; }
+        public boolean isDefault() { return isDefault; }
+        public void setDefault(boolean aDefault) { isDefault = aDefault; }
+    }
+
+    /**
+     * 余额实体类
+     */
+    class BalanceBean {
+        private String balance;
+        private String updateTime;
+
+        // Getter & Setter
+        public String getBalance() {
+            return balance;
+        }
+
+        public void setBalance(String balance) {
+            this.balance = balance;
+        }
+
+        public String getUpdateTime() {
+            return updateTime;
+        }
+
+        public void setUpdateTime(String updateTime) {
+            this.updateTime = updateTime;
+        }
+    }
+}

src/main/java/com/payment/network/MockServerManager.java

@@ -0,0 +1,74 @@
+package com.payment.network;
+
+import android.util.Log;
+
+import java.io.IOException;
+
+import okhttp3.mockwebserver.MockResponse;
+import okhttp3.mockwebserver.MockWebServer;
+
+public class MockServerManager {
+    private static MockWebServer mockWebServer;
+    private static final String TAG = "MockServerManager";
+
+    // 启动模拟服务器
+    public static void startMockServer() {
+        if (mockWebServer == null) {
+            mockWebServer = new MockWebServer();
+            try {
+                mockWebServer.start(8080); // 启动在8080端口
+                Log.d(TAG, "模拟服务器启动成功，地址：" + mockWebServer.url("/"));
+                // 配置接口模拟响应
+                configMockResponses();
+            } catch (IOException e) {
+                Log.e(TAG, "模拟服务器启动失败：" + e.getMessage());
+                e.printStackTrace();
+            }
+        }
+    }
+
+    // 配置接口模拟数据
+    private static void configMockResponses() {
+        // 1. 登录接口模拟响应
+        mockWebServer.enqueue(new MockResponse()
+                .setBody("{\"code\":200,\"msg\":\"登录成功\",\"data\":{\"token\":\"mock_token_123\",\"userName\":\"测试用户\",\"userId\":1001}}")
+                .setResponseCode(200));
+
+        // 2. 实名认证接口模拟响应
+        mockWebServer.enqueue(new MockResponse()
+                .setBody("{\"code\":200,\"msg\":\"实名认证提交成功，请等待审核\",\"data\":null}")
+                .setResponseCode(200));
+
+        // 3. 审核状态接口模拟响应
+        mockWebServer.enqueue(new MockResponse()
+                .setBody("{\"code\":200,\"msg\":\"success\",\"data\":{\"status\":1,\"desc\":\"审核中\"}}") // 0-未提交，1-审核中，2-通过，3-驳回
+                .setResponseCode(200));
+
+        // 4. 银行卡列表接口模拟响应
+        mockWebServer.enqueue(new MockResponse()
+                .setBody("{\"code\":200,\"msg\":\"success\",\"data\":[" +
+                        "{\"id\":1,\"cardNo\":\"622202********1234\",\"bankName\":\"中国工商银行\",\"isDefault\":true}," +
+                        "{\"id\":2,\"cardNo\":\"621700********5678\",\"bankName\":\"中国建设银行\",\"isDefault\":false}]}" +
+                        "")
+                .setResponseCode(200));
+
+        // 5. 余额查询接口模拟响应
+        mockWebServer.enqueue(new MockResponse()
+                .setBody("{\"code\":200,\"msg\":\"success\",\"data\":{\"balance\":1234.56}}")
+                .setResponseCode(200));
+    }
+
+    // 停止模拟服务器
+    public static void stopMockServer() {
+        if (mockWebServer != null) {
+            try {
+                mockWebServer.shutdown();
+                mockWebServer = null;
+                Log.d(TAG, "模拟服务器已停止");
+            } catch (IOException e) {
+                Log.e(TAG, "模拟服务器停止失败：" + e.getMessage());
+                e.printStackTrace();
+            }
+        }
+    }
+}

src/main/java/com/payment/network/RetrofitManager.java

@@ -0,0 +1,111 @@
+package com.payment.network;
+
+import android.content.Context; // 新增：为了修复报错引入的
+import com.payment.base.NetConfig;
+import java.util.concurrent.TimeUnit;
+import okhttp3.OkHttpClient;
+import okhttp3.logging.HttpLoggingInterceptor;
+import retrofit2.Retrofit;
+import retrofit2.converter.gson.GsonConverterFactory;
+import okhttp3.Interceptor;
+import okhttp3.Request;
+import okhttp3.Response;
+import okhttp3.MediaType;
+import okhttp3.ResponseBody;
+import okhttp3.Protocol;
+import java.io.IOException;
+
+public class RetrofitManager {
+    private static RetrofitManager instance;
+    private Retrofit retrofit;
+
+    private RetrofitManager() {
+        HttpLoggingInterceptor logging = new HttpLoggingInterceptor();
+        logging.setLevel(HttpLoggingInterceptor.Level.BODY);
+
+        // ★★★ 核心：安卓A 的假后端数据中心 ★★★
+        Interceptor mockInterceptor = new Interceptor() {
+            @Override
+            public Response intercept(Chain chain) throws IOException {
+                Request request = chain.request();
+                String url = request.url().toString();
+                String responseJson = "";
+
+                // ------------- 模块一：用户中心 (Week 9) -------------
+                if (url.contains("/user/login")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"登录成功\", \"data\": {\"token\": \"mock_token_123456\", \"username\": \"测试用户A\", \"realNameStatus\": 1}}";
+                }
+                else if (url.contains("/user/register")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"注册成功，请登录\", \"data\": null}";
+                }
+                else if (url.contains("/user/info")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"成功\", \"data\": {\"username\": \"测试用户A\", \"auditStatus\": 1}}";
+                }
+                else if (url.contains("/user/realname")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"提交成功，等待审核\", \"data\": null}";
+                }
+                // ------------- 模块二：资金与卡包 (Week 10) -------------
+                else if (url.contains("/asset/balance")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"成功\", \"data\": {\"balance\": 10086.50}}";
+                }
+                else if (url.contains("/asset/bankcard/list")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"成功\", \"data\": [" +
+                            "{\"id\": 1, \"bankName\": \"中国工商银行\", \"cardNo\": \"6222021001112222\", \"cardType\": \"储蓄卡\"}," +
+                            "{\"id\": 2, \"bankName\": \"招商银行\", \"cardNo\": \"6225888899996666\", \"cardType\": \"信用卡\"}" +
+                            "]}";
+                }
+                else if (url.contains("/asset/bankcard/add")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"绑卡成功\", \"data\": null}";
+                }
+                else if (url.contains("/asset/recharge") || url.contains("/asset/withdraw")) {
+                    responseJson = "{\"code\": 200, \"msg\": \"操作成功\", \"data\": null}";
+                }
+
+                if (!responseJson.isEmpty()) {
+                    try { Thread.sleep(500); } catch (InterruptedException e) {}
+                    return new Response.Builder()
+                            .code(200)
+                            .message("OK")
+                            .request(request)
+                            .protocol(Protocol.HTTP_1_1)
+                            .body(ResponseBody.create(MediaType.parse("application/json"), responseJson))
+                            .addHeader("content-type", "application/json")
+                            .build();
+                }
+                return chain.proceed(request);
+            }
+        };
+
+        OkHttpClient client = new OkHttpClient.Builder()
+                .addInterceptor(logging)
+                .addInterceptor(mockInterceptor)
+                .connectTimeout(15, TimeUnit.SECONDS)
+                .build();
+
+        retrofit = new Retrofit.Builder()
+                .baseUrl(NetConfig.BASE_URL)
+                .addConverterFactory(GsonConverterFactory.create())
+                .client(client)
+                .build();
+    }
+
+    public static RetrofitManager getInstance() {
+        if (instance == null) {
+            synchronized (RetrofitManager.class) {
+                if (instance == null) instance = new RetrofitManager();
+            }
+        }
+        return instance;
+    }
+
+    public <T> T create(Class<T> service) {
+        return retrofit.create(service);
+    }
+
+    // ★★★★★ 修复报错的关键方法 ★★★★★
+    // 这个方法就是为了兼容 AssetViewModel 里的旧代码
+    // 虽然参数里传了 Context，但其实我们不需要用到它，直接忽略即可
+    public static ApiService getApiService(Context context) {
+        return getInstance().create(ApiService.class);
+    }
+}

src/main/java/com/payment/network/TokenInterceptor.java

@@ -0,0 +1,42 @@
+package com.payment.network;
+
+import android.content.Context;
+import androidx.annotation.NonNull;
+import com.payment.utils.TokenUtils;
+import java.io.IOException;
+import okhttp3.Interceptor;
+import okhttp3.Request;
+import okhttp3.Response;
+
+/**
+ * Token拦截器：自动为所有请求添加Token请求头，实现身份认证
+ */
+public class TokenInterceptor implements Interceptor {
+    private Context context;
+
+    // 构造方法传入上下文（用于获取Token）
+    public TokenInterceptor(Context context) {
+        this.context = context.getApplicationContext(); // 使用全局上下文，避免内存泄漏
+    }
+
+    @NonNull
+    @Override
+    public Response intercept(@NonNull Chain chain) throws IOException {
+        // 1. 获取原始请求
+        Request originalRequest = chain.request();
+
+        // 2. 从SP中获取Token（需提前实现TokenUtils工具类）
+        String token = TokenUtils.getToken(context);
+
+        // 3. 若Token存在，添加到请求头；否则保持原请求
+        Request.Builder requestBuilder = originalRequest.newBuilder();
+        if (token != null && !token.isEmpty()) {
+            requestBuilder.addHeader("Authorization", "Bearer " + token); // JWT标准格式，也可根据后端要求调整
+            requestBuilder.addHeader("token", token); // 若后端直接用token字段接收，补充此头
+        }
+
+        // 4. 构建新请求并继续执行
+        Request newRequest = requestBuilder.build();
+        return chain.proceed(newRequest);
+    }
+}

src/main/java/com/payment/ui/MainActivity.java

@@ -0,0 +1,87 @@
+package com.payment.ui;
+
+import androidx.appcompat.app.AppCompatActivity;
+import androidx.fragment.app.Fragment;
+import androidx.fragment.app.FragmentTransaction;
+
+import android.os.Bundle;
+import android.widget.FrameLayout;
+import android.widget.RadioButton;
+import android.widget.RadioGroup;
+
+import com.payment.R;
+import com.payment.ui.fragment.HomeFragment;
+import com.payment.ui.fragment.TravelCodeFragment;
+import com.payment.ui.fragment.BillFragment;
+import com.payment.ui.fragment.MineFragment;
+
+public class MainActivity extends AppCompatActivity {
+    private FrameLayout flContent;
+    private RadioGroup rgBottomNav;
+    private RadioButton rbHome, rbTravel, rbBill, rbMine;
+
+    // 碎片实例
+    private Fragment homeFragment, travelFragment, billFragment, mineFragment;
+    private Fragment currentFragment;
+
+    @Override
+    protected void onCreate(Bundle savedInstanceState) {
+        super.onCreate(savedInstanceState);
+        setContentView(R.layout.activity_main);
+
+        // 初始化视图
+        initView();
+        // 初始化碎片
+        initFragment();
+        // 底部导航点击事件
+        setNavClickListener();
+    }
+
+    private void initView() {
+        flContent = findViewById(R.id.fl_content);
+        rgBottomNav = findViewById(R.id.rg_bottom_nav);
+        rbHome = findViewById(R.id.rb_home);
+        rbTravel = findViewById(R.id.rb_travel);
+        rbBill = findViewById(R.id.rb_bill);
+        rbMine = findViewById(R.id.rb_mine);
+    }
+
+    private void initFragment() {
+        homeFragment = new HomeFragment();
+        travelFragment = new TravelCodeFragment();
+        billFragment = new BillFragment();
+        mineFragment = new MineFragment();
+
+        // 默认显示首页
+        currentFragment = homeFragment;
+        getSupportFragmentManager().beginTransaction()
+                .add(R.id.fl_content, homeFragment)
+                .commit();
+    }
+
+    private void setNavClickListener() {
+        rgBottomNav.setOnCheckedChangeListener((group, checkedId) -> {
+            Fragment targetFragment = null;
+            // 用if-else替代switch-case
+            if (checkedId == R.id.rb_home) {
+                targetFragment = homeFragment;
+            } else if (checkedId == R.id.rb_travel) {
+                targetFragment = travelFragment;
+            } else if (checkedId == R.id.rb_bill) {
+                targetFragment = billFragment;
+            } else if (checkedId == R.id.rb_mine) {
+                targetFragment = mineFragment;
+            }
+
+            // 切换碎片
+            if (targetFragment != null && targetFragment != currentFragment) {
+                FragmentTransaction transaction = getSupportFragmentManager().beginTransaction();
+                if (!targetFragment.isAdded()) {
+                    transaction.add(R.id.fl_content, targetFragment);
+                }
+                transaction.hide(currentFragment).show(targetFragment).commit();
+                currentFragment = targetFragment;
+            }
+        });
+    }
+}

src/main/java/com/payment/ui/fragment/BillFragment.java

@@ -0,0 +1,22 @@
+package com.payment.ui.fragment;
+
+import android.os.Bundle;
+import android.view.LayoutInflater;
+import android.view.View;
+import android.view.ViewGroup;
+import android.widget.TextView;
+import androidx.annotation.NonNull;
+import androidx.annotation.Nullable;
+import androidx.fragment.app.Fragment;
+import com.payment.R;
+
+public class BillFragment extends Fragment {
+    @Nullable
+    @Override
+    public View onCreateView(@NonNull LayoutInflater inflater, @Nullable ViewGroup container, @Nullable Bundle savedInstanceState) {
+        View view = inflater.inflate(R.layout.fragment_bill, container, false);
+        TextView tvTip = view.findViewById(R.id.tv_tip);
+        tvTip.setText("账单功能暂未开放，敬请期待");
+        return view;
+    }
+}

src/main/java/com/payment/ui/fragment/HomeFragment.java

@@ -0,0 +1,68 @@
+package com.payment.ui.fragment;
+
+import android.os.Bundle;
+import android.view.LayoutInflater;
+import android.view.View;
+import android.view.ViewGroup;
+import android.widget.Button;
+import androidx.annotation.NonNull;
+import androidx.annotation.Nullable;
+import androidx.fragment.app.Fragment;
+import com.payment.R;
+import com.payment.utils.IntentUtils;
+import com.payment.asset.BalanceActivity;
+import com.payment.asset.BankCardListActivity;
+
+public class HomeFragment extends Fragment {
+    private Button btnBalance, btnBankCard, btnRecharge, btnWithdraw;
+
+    @Nullable
+    @Override
+    public View onCreateView(@NonNull LayoutInflater inflater, @Nullable ViewGroup container, @Nullable Bundle savedInstanceState) {
+        View view = inflater.inflate(R.layout.fragment_home, container, false);
+        initView(view);
+        bindEvent();
+        return view;
+    }
+
+    private void initView(View view) {
+        btnBalance = view.findViewById(R.id.btn_balance);
+        btnBankCard = view.findViewById(R.id.btn_bank_card);
+        btnRecharge = view.findViewById(R.id.btn_recharge);
+        btnWithdraw = view.findViewById(R.id.btn_withdraw);
+    }
+
+    private void bindEvent() {
+        // 余额查询
+        btnBalance.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                IntentUtils.jumpTo(getActivity(), BalanceActivity.class, false);
+            }
+        });
+
+        // 银行卡管理
+        btnBankCard.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                IntentUtils.jumpTo(getActivity(), BankCardListActivity.class, false);
+            }
+        });
+
+        // 充值
+        btnRecharge.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                Bundle bundle = new Bundle();
+                bundle.putString("type", "recharge");
+                IntentUtils.jumpToWithBundle(getActivity(), com.payment.asset.RechargeWithdrawActivity.class, bundle, false);
+            }
+        });
+
+        // 提现
+        btnWithdraw.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                Bundle bundle = new Bundle();
+                bundle.putString("type", "withdraw");
+                IntentUtils.jumpToWithBundle(getActivity(), com.payment.asset.RechargeWithdrawActivity.class, bundle, false);
+            }
+        });
+    }
+}

src/main/java/com/payment/ui/fragment/MineFragment.java

@@ -0,0 +1,69 @@
+package com.payment.ui.fragment;
+
+import android.os.Bundle;
+import android.view.LayoutInflater;
+import android.view.View;
+import android.view.ViewGroup;
+import android.widget.Button;
+import android.widget.TextView;
+import androidx.annotation.NonNull;
+import androidx.annotation.Nullable;
+import androidx.fragment.app.Fragment;
+import com.payment.R;
+import com.payment.utils.IntentUtils;
+import com.payment.utils.TokenUtils;
+import com.payment.user.AuditStatusActivity;
+import com.payment.user.LoginActivity;
+import com.payment.user.RealNameAuthActivity;
+
+public class MineFragment extends Fragment {
+    private TextView tvUserName;
+    private Button btnRealName, btnAuditStatus, btnLogout;
+
+    @Nullable
+    @Override
+    public View onCreateView(@NonNull LayoutInflater inflater, @Nullable ViewGroup container, @Nullable Bundle savedInstanceState) {
+        View view = inflater.inflate(R.layout.fragment_mine, container, false);
+        initView(view);
+        initData();
+        bindEvent();
+        return view;
+    }
+
+    private void initView(View view) {
+        tvUserName = view.findViewById(R.id.tv_user_name);
+        btnRealName = view.findViewById(R.id.btn_real_name);
+        btnAuditStatus = view.findViewById(R.id.btn_audit_status);
+        btnLogout = view.findViewById(R.id.btn_logout);
+    }
+
+    private void initData() {
+        // 模拟显示用户名（实际应从登录成功后的User对象获取）
+        tvUserName.setText("测试用户");
+    }
+
+    private void bindEvent() {
+        // 实名认证
+        btnRealName.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                IntentUtils.jumpTo(getActivity(), RealNameAuthActivity.class, false);
+            }
+        });
+
+        // 审核状态
+        btnAuditStatus.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                IntentUtils.jumpTo(getActivity(), AuditStatusActivity.class, false);
+            }
+        });
+
+        // 退出登录
+        btnLogout.setOnClickListener(v -> {
+            if (getActivity() != null) {
+                TokenUtils.clearToken(getActivity());
+                IntentUtils.jumpTo(getActivity(), LoginActivity.class, true);
+                getActivity().finishAffinity();
+            }
+        });
+    }
+}

src/main/java/com/payment/ui/fragment/TravelCodeFragment.java

@@ -0,0 +1,22 @@
+package com.payment.ui.fragment;
+
+import android.os.Bundle;
+import android.view.LayoutInflater;
+import android.view.View;
+import android.view.ViewGroup;
+import android.widget.TextView;
+import androidx.annotation.NonNull;
+import androidx.annotation.Nullable;
+import androidx.fragment.app.Fragment;
+import com.payment.R;
+
+public class TravelCodeFragment extends Fragment {
+    @Nullable
+    @Override
+    public View onCreateView(@NonNull LayoutInflater inflater, @Nullable ViewGroup container, @Nullable Bundle savedInstanceState) {
+        View view = inflater.inflate(R.layout.fragment_travel_code, container, false);
+        TextView tvTip = view.findViewById(R.id.tv_tip);
+        tvTip.setText("出行码功能暂未开放，敬请期待");
+        return view;
+    }
+}

src/main/java/com/payment/user/AuditStatusActivity.java

@@ -0,0 +1,73 @@
+package com.payment.user;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.network.ApiService;
+import androidx.lifecycle.ViewModelProvider;
+import android.os.Bundle;
+import android.widget.TextView;
+import android.widget.Toast;
+
+public class AuditStatusActivity extends BaseActivity {
+    private TextView tvStatus, tvDesc;
+    private UserViewModel userViewModel;
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_audit_status;
+    }
+
+    @Override
+    protected void initView() {
+        tvStatus = findViewById(R.id.tv_status);
+        tvDesc = findViewById(R.id.tv_desc);
+    }
+
+    @Override
+    protected void initData() {
+        userViewModel = new ViewModelProvider(this).get(UserViewModel.class);
+        // 查询审核状态
+        userViewModel.getAuditStatus();
+        // 观察审核状态结果
+        userViewModel.getAuditStatusResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                ApiService.AuditStatusBean statusBean = resultBean.getData();
+                updateStatusUI(statusBean.getStatus(), statusBean.getDesc());
+            } else {
+                showToast("查询审核状态失败");
+            }
+        });
+    }
+
+    // 更新审核状态UI
+    private void updateStatusUI(int status, String desc) {
+        tvStatus.setText(getStatusText(status));
+        tvDesc.setText(desc);
+        // 根据状态设置文字颜色
+        switch (status) {
+            case 0: // 未提交
+                tvStatus.setTextColor(getResources().getColor(R.color.gray));
+                break;
+            case 1: // 审核中
+                tvStatus.setTextColor(getResources().getColor(R.color.blue));
+                break;
+            case 2: // 审核通过
+                tvStatus.setTextColor(getResources().getColor(R.color.green));
+                break;
+            case 3: // 驳回
+                tvStatus.setTextColor(getResources().getColor(R.color.red));
+                break;
+        }
+    }
+
+    // 状态文字映射
+    private String getStatusText(int status) {
+        switch (status) {
+            case 0: return "未提交实名认证";
+            case 1: return "审核中";
+            case 2: return "审核通过";
+            case 3: return "审核驳回";
+            default: return "未知状态";
+        }
+    }
+}

src/main/java/com/payment/user/LoginActivity.java

@@ -0,0 +1,87 @@
+package com.payment.user;
+
+import androidx.appcompat.app.AppCompatActivity;
+import androidx.lifecycle.ViewModelProvider;
+
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.EditText;
+import android.widget.Toast;
+
+import com.payment.R;
+import com.payment.network.MockServerManager;
+import com.payment.utils.IntentUtils;
+import com.payment.utils.TokenUtils;
+import com.payment.ui.MainActivity;
+
+public class LoginActivity extends AppCompatActivity {
+    private EditText etPhone, etPassword;
+    private Button btnLogin, btnRegister;
+    private UserViewModel userViewModel;
+
+    @Override
+    protected void onCreate(Bundle savedInstanceState) {
+        super.onCreate(savedInstanceState);
+        setContentView(R.layout.activity_login);
+
+        // 启动模拟服务器
+        MockServerManager.startMockServer();
+
+        // 初始化视图
+        initView();
+        // 初始化ViewModel
+        initViewModel();
+        // 绑定点击事件
+        setClickListeners();
+    }
+
+    private void initView() {
+        etPhone = findViewById(R.id.et_phone);
+        etPassword = findViewById(R.id.et_password);
+        btnLogin = findViewById(R.id.btn_login);
+        btnRegister = findViewById(R.id.btn_register);
+    }
+
+    private void initViewModel() {
+        userViewModel = new ViewModelProvider(this).get(UserViewModel.class);
+        // 观察登录结果
+        userViewModel.getLoginResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                // 保存Token
+                TokenUtils.saveToken(this, resultBean.getData().getToken());
+                Toast.makeText(this, "登录成功", Toast.LENGTH_SHORT).show();
+                // 跳转到主页面
+                IntentUtils.jumpTo(this, MainActivity.class, true);
+            } else {
+                Toast.makeText(this, "登录失败：" + (resultBean != null ? resultBean.getMsg() : "网络异常"), Toast.LENGTH_SHORT).show();
+            }
+        });
+    }
+
+    private void setClickListeners() {
+        // 登录按钮
+        btnLogin.setOnClickListener(v -> {
+            String phone = etPhone.getText().toString().trim();
+            String password = etPassword.getText().toString().trim();
+            if (phone.isEmpty() || password.isEmpty()) {
+                Toast.makeText(this, "手机号和密码不能为空", Toast.LENGTH_SHORT).show();
+                return;
+            }
+            // 调用ViewModel登录方法
+            userViewModel.login(phone, password);
+        });
+
+        // 注册按钮
+        btnRegister.setOnClickListener(v -> {
+            IntentUtils.jumpTo(this, RegisterActivity.class, false);
+        });
+    }
+
+    @Override
+    protected void onDestroy() {
+        super.onDestroy();
+        // 停止模拟服务器（可选，也可在MainActivity中统一管理）
+        // MockServerManager.stopMockServer();
+    }
+}

src/main/java/com/payment/user/RealNameAuthActivity.java

@@ -0,0 +1,61 @@
+package com.payment.user;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.utils.ToastUtils;
+import androidx.lifecycle.ViewModelProvider;
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.EditText;
+
+public class RealNameAuthActivity extends BaseActivity {
+    private EditText etRealName, etIdCard;
+    private Button btnSubmit;
+    private UserViewModel userViewModel;
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_real_name_auth;
+    }
+
+    @Override
+    protected void initView() {
+        etRealName = findViewById(R.id.et_real_name);
+        etIdCard = findViewById(R.id.et_id_card);
+        btnSubmit = findViewById(R.id.btn_submit);
+    }
+
+    @Override
+    protected void initData() {
+        userViewModel = new ViewModelProvider(this).get(UserViewModel.class);
+        // 观察实名认证结果
+        userViewModel.getRealNameResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                showToast(resultBean.getMsg());
+                finish(); // 返回上一页
+            } else {
+                showToast("提交失败：" + (resultBean != null ? resultBean.getMsg() : "网络异常"));
+            }
+        });
+    }
+
+    @Override
+    protected void bindEvent() {
+        btnSubmit.setOnClickListener(v -> {
+            String realName = etRealName.getText().toString().trim();
+            String idCard = etIdCard.getText().toString().trim();
+
+            if (realName.isEmpty() || idCard.isEmpty()) {
+                showToast("请完善实名认证信息");
+                return;
+            }
+            if (idCard.length() != 18) {
+                showToast("请输入正确的身份证号");
+                return;
+            }
+            // 提交实名认证
+            userViewModel.submitRealNameAuth(realName, idCard);
+        });
+    }
+}

src/main/java/com/payment/user/RegisterActivity.java

@@ -0,0 +1,79 @@
+package com.payment.user;
+
+import com.payment.base.BaseActivity;
+import com.payment.R;
+import com.payment.utils.IntentUtils;
+import com.payment.utils.ToastUtils;
+import androidx.lifecycle.ViewModelProvider;
+import android.os.Bundle;
+import android.view.View;
+import android.widget.Button;
+import android.widget.EditText;
+
+public class RegisterActivity extends BaseActivity {
+    private EditText etPhone, etVerifyCode, etPassword;
+    private Button btnGetCode, btnRegister;
+    private UserViewModel userViewModel;
+
+    @Override
+    protected int getLayoutId() {
+        return R.layout.activity_register;
+    }
+
+    @Override
+    protected void initView() {
+        etPhone = findViewById(R.id.et_phone);
+        etVerifyCode = findViewById(R.id.et_verify_code);
+        etPassword = findViewById(R.id.et_password);
+        btnGetCode = findViewById(R.id.btn_get_code);
+        btnRegister = findViewById(R.id.btn_register);
+    }
+
+    @Override
+    protected void initData() {
+        userViewModel = new ViewModelProvider(this).get(UserViewModel.class);
+        // 观察注册结果
+        userViewModel.getRegisterResult().observe(this, resultBean -> {
+            if (resultBean != null && resultBean.isSuccess()) {
+                ToastUtils.showToast(this, "注册成功，请登录");
+                IntentUtils.jumpTo(this, LoginActivity.class, true);
+            } else {
+                ToastUtils.showToast(this, "注册失败：" + (resultBean != null ? resultBean.getMsg() : "网络异常"));
+            }
+        });
+    }
+
+    @Override
+    protected void bindEvent() {
+        // 获取验证码（模拟，无需真实校验）
+        btnGetCode.setOnClickListener(v -> {
+            String phone = etPhone.getText().toString().trim();
+            if (phone.isEmpty()) {
+                showToast("请输入手机号");
+                return;
+            }
+            showToast("验证码已发送至：" + phone);
+            // 模拟倒计时（60秒）
+            btnGetCode.setEnabled(false);
+            new android.os.Handler().postDelayed(() -> btnGetCode.setEnabled(true), 60000);
+        });
+
+        // 注册按钮
+        btnRegister.setOnClickListener(v -> {
+            String phone = etPhone.getText().toString().trim();
+            String verifyCode = etVerifyCode.getText().toString().trim();
+            String password = etPassword.getText().toString().trim();
+
+            if (phone.isEmpty() || verifyCode.isEmpty() || password.isEmpty()) {
+                showToast("请完善所有信息");
+                return;
+            }
+            if (password.length() < 6) {
+                showToast("密码长度不能少于6位");
+                return;
+            }
+            // 调用注册接口
+            userViewModel.register(phone, verifyCode, password);
+        });
+    }
+}

src/main/java/com/payment/user/UserViewModel.java

@@ -0,0 +1,186 @@
+package com.payment.user;
+
+import androidx.lifecycle.LiveData;
+import androidx.lifecycle.MutableLiveData;
+import androidx.lifecycle.ViewModel;
+
+import com.payment.MyApplication;
+import com.payment.network.ApiService;
+import com.payment.network.RetrofitManager;
+
+import retrofit2.Call;
+import retrofit2.Callback;
+import retrofit2.Response;
+
+/**
+ * 用户模块ViewModel：处理登录、注册、实名认证等业务逻辑
+ */
+public class UserViewModel extends ViewModel {
+    // ========== 登录相关 ==========
+    private MutableLiveData<ApiService.ResultBean<ApiService.UserBean>> loginResult = new MutableLiveData<>();
+
+    public LiveData<ApiService.ResultBean<ApiService.UserBean>> getLoginResult() {
+        return loginResult;
+    }
+
+    public void login(String phone, String password) {
+        ApiService apiService = RetrofitManager.getApiService(MyApplication.getContext());
+        ApiService.LoginRequest request = new ApiService.LoginRequest(phone, password);
+
+        apiService.login(request).enqueue(new Callback<ApiService.ResultBean<ApiService.UserBean>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.UserBean>> call, Response<ApiService.ResultBean<ApiService.UserBean>> response) {
+                if (response.isSuccessful() && response.body() != null) {
+                    loginResult.postValue(response.body());
+                } else {
+                    ApiService.ResultBean<ApiService.UserBean> errorResult = new ApiService.ResultBean<>();
+                    errorResult.setSuccess(false);
+                    errorResult.setMsg("登录失败：" + (response.message() != null ? response.message() : "服务器错误"));
+                    loginResult.postValue(errorResult);
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.UserBean>> call, Throwable t) {
+                ApiService.ResultBean<ApiService.UserBean> errorResult = new ApiService.ResultBean<>();
+                errorResult.setSuccess(false);
+                errorResult.setMsg("网络错误：" + t.getMessage());
+                loginResult.postValue(errorResult);
+            }
+        });
+    }
+
+    // ========== 注册相关 ==========
+    private MutableLiveData<ApiService.ResultBean<ApiService.BaseResponse>> registerResult = new MutableLiveData<>();
+
+    public LiveData<ApiService.ResultBean<ApiService.BaseResponse>> getRegisterResult() {
+        return registerResult;
+    }
+
+    public void register(String phone, String verifyCode, String password) {
+        ApiService apiService = RetrofitManager.getApiService(MyApplication.getContext());
+        ApiService.RegisterRequest request = new ApiService.RegisterRequest(phone, verifyCode, password);
+
+        apiService.register(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                if (response.isSuccessful() && response.body() != null) {
+                    registerResult.postValue(response.body());
+                } else {
+                    ApiService.ResultBean<ApiService.BaseResponse> errorResult = new ApiService.ResultBean<>();
+                    errorResult.setSuccess(false);
+                    errorResult.setMsg("注册失败：" + response.message());
+                    registerResult.postValue(errorResult);
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                ApiService.ResultBean<ApiService.BaseResponse> errorResult = new ApiService.ResultBean<>();
+                errorResult.setSuccess(false);
+                errorResult.setMsg("网络错误：" + t.getMessage());
+                registerResult.postValue(errorResult);
+            }
+        });
+    }
+
+    // ========== 实名认证相关 ==========
+    private MutableLiveData<ApiService.ResultBean<ApiService.BaseResponse>> realNameResult = new MutableLiveData<>();
+
+    public LiveData<ApiService.ResultBean<ApiService.BaseResponse>> getRealNameResult() {
+        return realNameResult;
+    }
+
+    public void submitRealNameAuth(String realName, String idCard) {
+        ApiService apiService = RetrofitManager.getApiService(MyApplication.getContext());
+        ApiService.RealNameAuthRequest request = new ApiService.RealNameAuthRequest(realName, idCard);
+
+        apiService.submitRealNameAuth(request).enqueue(new Callback<ApiService.ResultBean<ApiService.BaseResponse>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Response<ApiService.ResultBean<ApiService.BaseResponse>> response) {
+                if (response.isSuccessful() && response.body() != null) {
+                    realNameResult.postValue(response.body());
+                } else {
+                    ApiService.ResultBean<ApiService.BaseResponse> errorResult = new ApiService.ResultBean<>();
+                    errorResult.setSuccess(false);
+                    errorResult.setMsg("提交失败：" + (response.message() != null ? response.message() : "服务器错误"));
+                    realNameResult.postValue(errorResult);
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.BaseResponse>> call, Throwable t) {
+                ApiService.ResultBean<ApiService.BaseResponse> errorResult = new ApiService.ResultBean<>();
+                errorResult.setSuccess(false);
+                errorResult.setMsg("网络错误：" + t.getMessage());
+                realNameResult.postValue(errorResult);
+            }
+        });
+    }
+
+    // ========== 审核状态查询相关 ==========
+    private MutableLiveData<ApiService.ResultBean<ApiService.AuditStatusBean>> auditStatusResult = new MutableLiveData<>();
+
+    public LiveData<ApiService.ResultBean<ApiService.AuditStatusBean>> getAuditStatusResult() {
+        return auditStatusResult;
+    }
+
+    public void getAuditStatus() {
+        ApiService apiService = RetrofitManager.getApiService(MyApplication.getContext());
+
+        apiService.getAuditStatus().enqueue(new Callback<ApiService.ResultBean<ApiService.AuditStatusBean>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.AuditStatusBean>> call, Response<ApiService.ResultBean<ApiService.AuditStatusBean>> response) {
+                if (response.isSuccessful() && response.body() != null) {
+                    auditStatusResult.postValue(response.body());
+                } else {
+                    ApiService.ResultBean<ApiService.AuditStatusBean> errorResult = new ApiService.ResultBean<>();
+                    errorResult.setSuccess(false);
+                    errorResult.setMsg("查询失败：" + response.message());
+                    auditStatusResult.postValue(errorResult);
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.AuditStatusBean>> call, Throwable t) {
+                ApiService.ResultBean<ApiService.AuditStatusBean> errorResult = new ApiService.ResultBean<>();
+                errorResult.setSuccess(false);
+                errorResult.setMsg("网络错误：" + t.getMessage());
+                auditStatusResult.postValue(errorResult);
+            }
+        });
+    }
+
+    // ========== 用户信息查询相关 ==========
+    private MutableLiveData<ApiService.ResultBean<ApiService.UserBean>> userInfoResult = new MutableLiveData<>();
+
+    public LiveData<ApiService.ResultBean<ApiService.UserBean>> getUserInfoResult() {
+        return userInfoResult;
+    }
+
+    public void getUserInfo() {
+        ApiService apiService = RetrofitManager.getApiService(MyApplication.getContext());
+
+        apiService.getUserInfo().enqueue(new Callback<ApiService.ResultBean<ApiService.UserBean>>() {
+            @Override
+            public void onResponse(Call<ApiService.ResultBean<ApiService.UserBean>> call, Response<ApiService.ResultBean<ApiService.UserBean>> response) {
+                if (response.isSuccessful() && response.body() != null) {
+                    userInfoResult.postValue(response.body());
+                } else {
+                    ApiService.ResultBean<ApiService.UserBean> errorResult = new ApiService.ResultBean<>();
+                    errorResult.setSuccess(false);
+                    errorResult.setMsg("获取用户信息失败：" + response.message());
+                    userInfoResult.postValue(errorResult);
+                }
+            }
+
+            @Override
+            public void onFailure(Call<ApiService.ResultBean<ApiService.UserBean>> call, Throwable t) {
+                ApiService.ResultBean<ApiService.UserBean> errorResult = new ApiService.ResultBean<>();
+                errorResult.setSuccess(false);
+                errorResult.setMsg("网络错误：" + t.getMessage());
+                userInfoResult.postValue(errorResult);
+            }
+        });
+    }
+}

src/main/java/com/payment/utils/IntentUtils.java

@@ -0,0 +1,38 @@
+package com.payment.utils;
+
+import android.content.Context;
+import android.content.Intent;
+
+public class IntentUtils {
+    /**
+     * 页面跳转
+     * @param context 上下文
+     * @param targetClass 目标Activity
+     * @param isFinish 是否关闭当前Activity
+     */
+    public static void jumpTo(Context context, Class<?> targetClass, boolean isFinish) {
+        Intent intent = new Intent(context, targetClass);
+        context.startActivity(intent);
+        if (isFinish && context instanceof android.app.Activity) {
+            ((android.app.Activity) context).finish();
+        }
+    }
+
+    /**
+     * 带参数跳转
+     * @param context 上下文
+     * @param targetClass 目标Activity
+     * @param bundle 参数包
+     * @param isFinish 是否关闭当前Activity
+     */
+    public static void jumpToWithBundle(Context context, Class<?> targetClass, android.os.Bundle bundle, boolean isFinish) {
+        Intent intent = new Intent(context, targetClass);
+        if (bundle != null) {
+            intent.putExtras(bundle);
+        }
+        context.startActivity(intent);
+        if (isFinish && context instanceof android.app.Activity) {
+            ((android.app.Activity) context).finish();
+        }
+    }
+}

src/main/java/com/payment/utils/ToastUtils.java

@@ -0,0 +1,30 @@
+package com.payment.utils;
+
+import android.content.Context;
+import android.widget.Toast;
+
+public class ToastUtils {
+    private static Toast toast;
+
+    // 显示短吐司
+    public static void showToast(Context context, String msg) {
+        if (toast == null) {
+            toast = Toast.makeText(context.getApplicationContext(), msg, Toast.LENGTH_SHORT);
+        } else {
+            toast.setText(msg);
+            toast.setDuration(Toast.LENGTH_SHORT);
+        }
+        toast.show();
+    }
+
+    // 显示长吐司
+    public static void showLongToast(Context context, String msg) {
+        if (toast == null) {
+            toast = Toast.makeText(context.getApplicationContext(), msg, Toast.LENGTH_LONG);
+        } else {
+            toast.setText(msg);
+            toast.setDuration(Toast.LENGTH_LONG);
+        }
+        toast.show();
+    }
+}

src/main/java/com/payment/utils/TokenUtils.java

@@ -0,0 +1,32 @@
+package com.payment.utils;
+
+import android.content.Context;
+import android.content.SharedPreferences;
+
+public class TokenUtils {
+    private static final String SP_NAME = "payment_token";
+    private static final String KEY_TOKEN = "token";
+
+    // 保存Token
+    public static void saveToken(Context context, String token) {
+        SharedPreferences sp = context.getSharedPreferences(SP_NAME, Context.MODE_PRIVATE);
+        sp.edit().putString(KEY_TOKEN, token).apply();
+    }
+
+    // 获取Token
+    public static String getToken(Context context) {
+        SharedPreferences sp = context.getSharedPreferences(SP_NAME, Context.MODE_PRIVATE);
+        return sp.getString(KEY_TOKEN, "");
+    }
+
+    // 清除Token（退出登录）
+    public static void clearToken(Context context) {
+        SharedPreferences sp = context.getSharedPreferences(SP_NAME, Context.MODE_PRIVATE);
+        sp.edit().remove(KEY_TOKEN).apply();
+    }
+
+    // 判断Token是否存在（登录状态）
+    public static boolean isLogin(Context context) {
+        return !getToken(context).isEmpty();
+    }
+}

src/main/res/anim/fragment_fade_in.xml

@@ -0,0 +1,6 @@
+<?xml version="1.0" encoding="utf-8"?>
+<alpha xmlns:android="http://schemas.android.com/apk/res/android"
+       android:duration="200"
+       android:fromAlpha="0.0"
+       android:toAlpha="1.0"
+       android:interpolator="@android:anim/accelerate_interpolator"/>

src/main/res/anim/fragment_fade_out.xml

@@ -0,0 +1,6 @@
+<?xml version="1.0" encoding="utf-8"?>
+<alpha xmlns:android="http://schemas.android.com/apk/res/android"
+       android:duration="200"
+       android:fromAlpha="1.0"
+       android:toAlpha="0.0"
+       android:interpolator="@android:anim/decelerate_interpolator"/>

src/main/res/drawable/ic_audit.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M19,3H5c-1.1,0 -2,0.9 -2,2v14c0,1.1 0.9,2 2,2h14c1.1,0 2,-0.9 2,-2V5c0,-1.1 -0.9,-2 -2,-2zm-2,5h-1.42v1.5h1.71v1.22h-1.71v1.28h1.42V14h-1.71v1.5h1.71v1.22h-1.71v1.28h1.71V20H7v-1.5h1.71v-1.22H7v-1.28h1.71V14H7v-1.5h1.71v-1.22H7V8h10v1.5H9.29v1.22h1.71V11h-1.71v1.28h1.71V14H9.29v1.5h1.71v1.22H9.29v1.28h1.71V20h1.71v-1.5h-1.71v-1.22h1.71v-1.28h-1.71V14h1.71v-1.5h-1.71v-1.22h1.71V8h1.71V6.5h-1.71V5.28h1.71V4h1.71V5.28h-1.71V6.5h1.71V8z"/>
+</vector>

src/main/res/drawable/ic_balance.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M11,17h2v-6h-2v6zm1,-15C6.48,2 2,6.48 2,12s4.48,10 10,10 10,-4.48 10,-10S17.52,2 12,2zm0,18c-4.41,0 -8,-3.59 -8,-8s3.59,-8 8,-8 8,3.59 8,8 -3.59,8 -8,8z"/>
+</vector>

src/main/res/drawable/ic_bank_card.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M20,4H4c-1.11,0 -1.99,0.89 -1.99,2L2,18c0,1.11 0.89,2 2,2h16c1.11,0 2,-0.89 2,-2V6c0,-1.11 -0.89,-2 -2,-2zM4,9h10.5v3.5H4V9zm0,5h10.5v3.5H4V14zm16,5h-2.5V9H20v10z"/>
+</vector>

src/main/res/drawable/ic_default.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="20dp"
+        android:height="20dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M9,16.17L4.83,12l-1.42,1.41L9,19 21,7l-1.41,-1.41z"/>
+</vector>

src/main/res/drawable/ic_home_normal.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/gray"
+    android:pathData="M10,20v-6h4v6h5v-8h3L12,3 2,12h3v8z"/>
+</vector>

src/main/res/drawable/ic_home_selected.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+    android:pathData="M10,20v-6h4v6h5v-8h3L12,3 2,12h3v8z"/>
+</vector>

src/main/res/drawable/ic_logout.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/red"
+            android:pathData="M17,7l-1.41,1.41L18.17,11H8v2h10.17l-2.58,2.58L17,17l5,-5zM4,5h8V3H4C2.9,3 2,3.9 2,5v14c0,1.1 0.9,2 2,2h8v-2H4V5z"/>
+</vector>

src/main/res/drawable/ic_mine_normal.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/gray"
+    android:pathData="M12,12c2.21,0 4,-1.79 4,-4s-1.79,-4 -4,-4 -4,1.79 -4,4 1.79,4 4,4zm0,2c-2.67,0 -8,1.34 -8,4v2h16v-2c0,-2.66 -5.33,-4 -8,-4z" />
+</vector>

src/main/res/drawable/ic_mine_selected.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+    android:pathData="M12,12c2.21,0 4,-1.79 4,-4s-1.79,-4 -4,-4 -4,1.79 -4,4 1.79,4 4,4zm0,2c-2.67,0 -8,1.34 -8,4v2h16v-2c0,-2.66 -5.33,-4 -8,-4z" />
+</vector>

src/main/res/drawable/ic_real_name.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M12,12c2.21,0 4,-1.79 4,-4s-1.79,-4 -4,-4 -4,1.79 -4,4 1.79,4 4,4zm0,2c-2.67,0 -8,1.34 -8,4v2h16v-2c0,-2.66 -5.33,-4 -8,-4z"/>
+</vector>

src/main/res/drawable/ic_recharge.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M11,17h2v-6h-2v6zm1,-15C6.48,2 2,6.48 2,12s4.48,10 10,10 10,-4.48 10,-10S17.52,2 12,2zm0,18c-4.41,0 -8,-3.59 -8,-8s3.59,-8 8,-8 8,3.59 8,8 -3.59,8 -8,8z"/>
+</vector>

src/main/res/drawable/ic_travel_normal.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/gray"
+    android:pathData="M12,2C8.13,2 5,5.13 5,9c0,5.25 7,13 7,13s7,-7.75 7,-13c0,-3.87 -3.13,-7 -7,-7zM9,9c0,-1.66 1.34,-3 3,-3s3,1.34 3,3 -1.34,3 -3,3 -3,-1.34 -3,-3z"/>  <!-- 与选中状态路径一致 -->
+</vector>

src/main/res/drawable/ic_travel_selected.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+    android:pathData="M12,2C8.13,2 5,5.13 5,9c0,5.25 7,13 7,13s7,-7.75 7,-13c0,-3.87 -3.13,-7 -7,-7zM9,9c0,-1.66 1.34,-3 3,-3s3,1.34 3,3 -1.34,3 -3,3 -3,-1.34 -3,-3z"/>  <!-- 出行码相关图标路径 -->
+</vector>

src/main/res/drawable/ic_user_avatar.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="80dp"
+        android:height="80dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/white"
+            android:pathData="M12,12c2.21,0 4,-1.79 4,-4s-1.79,-4 -4,-4 -4,1.79 -4,4 1.79,4 4,4zm0,2c-2.67,0 -8,1.34 -8,4v2h16v-2c0,-2.66 -5.33,-4 -8,-4z"/>
+</vector>

src/main/res/drawable/ic_withdraw.xml

@@ -0,0 +1,9 @@
+<vector xmlns:android="http://schemas.android.com/apk/res/android"
+        android:width="24dp"
+        android:height="24dp"
+        android:viewportWidth="24"
+        android:viewportHeight="24">
+    <path
+            android:fillColor="@color/blue_primary"
+            android:pathData="M12,15c1.66,0 2.99,-1.34 2.99,-3L15,6c0,-1.66 -1.34,-3 -3,-3S9,4.34 9,6v6c0,1.66 1.34,3 3,3zm5.3,-3c0,3 -2.54,5.1 -5.3,5.1S6.7,15 6.7,12H5c0,3.42 2.72,6.23 6,6.72V22h2v-3.28c3.28,-0.48 6,-3.3 6,-6.72h-1.7z"/>
+</vector>

src/main/res/drawable/selector_nav_bill.xml

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_checked="true">
+        <layer-list android:layout_width="match_parent">
+            <item android:drawable="@android:drawable/ic_menu_view"/>
+            <item android:gravity="bottom|center" android:bottom="2dp">
+                <shape android:shape="rectangle">
+                    <solid android:color="@color/blue_primary"/>
+                    <size android:height="2dp" android:width="20dp"/>
+                </shape>
+            </item>
+        </layer-list>
+    </item>
+    <item android:drawable="@android:drawable/ic_menu_agenda"/>
+</selector>

src/main/res/drawable/selector_nav_home.xml

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_checked="true">
+        <layer-list>
+            <item android:drawable="@drawable/ic_home_selected"/>
+            <item android:gravity="bottom|center" android:bottom="2dp">
+                <shape android:shape="rectangle">
+                    <solid android:color="@color/blue_primary"/>
+                    <size android:height="2dp" android:width="20dp"/>
+                </shape>
+            </item>
+        </layer-list>
+    </item>
+    <item android:drawable="@drawable/ic_home_normal"/>
+</selector>

src/main/res/drawable/selector_nav_mine.xml

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_checked="true">
+        <layer-list>
+            <item android:drawable="@drawable/ic_mine_selected"/>
+            <item android:gravity="bottom|center" android:bottom="2dp">
+                <shape android:shape="rectangle">
+                    <solid android:color="@color/blue_primary"/>
+                    <size android:height="2dp" android:width="20dp"/>
+                </shape>
+            </item>
+        </layer-list>
+    </item>
+    <item android:drawable="@drawable/ic_mine_normal"/>
+</selector>

src/main/res/drawable/selector_nav_travel.xml

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_checked="true">
+        <layer-list>
+            <item android:drawable="@drawable/ic_travel_selected"/>
+            <item android:gravity="bottom|center" android:bottom="2dp">
+                <shape android:shape="rectangle">
+                    <solid android:color="@color/blue_primary"/>
+                    <size android:height="2dp" android:width="20dp"/>
+                </shape>
+            </item>
+        </layer-list>
+    </item>
+    <item android:drawable="@drawable/ic_travel_normal"/>
+</selector>

src/main/res/drawable/selector_radio_recharge.xml

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_checked="true">
+        <shape android:shape="rectangle">
+            <solid android:color="@color/blue_primary"/>
+            <corners android:topLeftRadius="8dp" android:bottomLeftRadius="8dp"/>
+        </shape>
+    </item>
+    <item>
+        <shape android:shape="rectangle">
+            <solid android:color="@color/gray_light"/>
+            <corners android:topLeftRadius="8dp" android:bottomLeftRadius="8dp"/>
+        </shape>
+    </item>
+</selector>

src/main/res/drawable/selector_radio_withdraw.xml

@@ -0,0 +1,15 @@
+<?xml version="1.0" encoding="utf-8"?>
+<selector xmlns:android="http://schemas.android.com/apk/res/android">
+    <item android:state_checked="true">
+        <shape android:shape="rectangle">
+            <solid android:color="@color/blue_primary"/>
+            <corners android:topRightRadius="8dp" android:bottomRightRadius="8dp"/>
+        </shape>
+    </item>
+    <item>
+        <shape android:shape="rectangle">
+            <solid android:color="@color/gray_light"/>
+            <corners android:topRightRadius="8dp" android:bottomRightRadius="8dp"/>
+        </shape>
+    </item>
+</selector>

src/main/res/drawable/shape_card_bg.xml

@@ -0,0 +1,12 @@
+<?xml version="1.0" encoding="utf-8"?>
+<shape xmlns:android="http://schemas.android.com/apk/res/android"
+       android:shape="rectangle">
+    <solid android:color="@color/white"/>
+    <corners android:radius="12dp"/>
+    <elevation android:elevation="4dp"/>
+    <padding
+            android:left="10dp"
+            android:top="10dp"
+            android:right="10dp"
+            android:bottom="10dp"/>
+</shape>

src/main/res/drawable/shape_circle.xml

@@ -0,0 +1,8 @@
+<?xml version="1.0" encoding="utf-8"?>
+<shape xmlns:android="http://schemas.android.com/apk/res/android"
+       android:shape="oval">
+    <solid android:color="@color/gray_light"/>
+    <size
+            android:width="80dp"
+            android:height="80dp"/>
+</shape>

src/main/res/drawable/shape_edittext.xml

@@ -0,0 +1,9 @@
+<?xml version="1.0" encoding="utf-8"?>
+<shape xmlns:android="http://schemas.android.com/apk/res/android"
+       android:shape="rectangle">
+    <solid android:color="@color/white"/>
+    <corners android:radius="8dp"/>
+    <stroke
+            android:width="1dp"
+            android:color="@color/gray_light"/>
+</shape>

src/main/res/layout/activity_add_bank_card.xml

@@ -0,0 +1,47 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="添加银行卡"
+            android:textSize="24sp"
+            android:textStyle="bold"
+            android:layout_marginTop="50dp"/>
+
+    <EditText
+            android:id="@+id/et_card_no"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入银行卡号"
+            android:inputType="number"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="30dp"/>
+
+    <EditText
+            android:id="@+id/et_bank_name"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入银行名称"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="15dp"/>
+
+    <Button
+            android:id="@+id/btn_submit"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:text="确认添加"
+            android:textSize="18sp"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="40dp"
+            android:radius="8dp"/>
+
+</LinearLayout>

src/main/res/layout/activity_audit_status.xml

@@ -0,0 +1,50 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5"
+              android:gravity="center_horizontal">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="实名认证审核状态"
+            android:textSize="22sp"
+            android:textStyle="bold"
+            android:layout_marginTop="80dp"/>
+
+    <TextView
+            android:id="@+id/tv_status"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="审核中"
+            android:textSize="30sp"
+            android:textStyle="bold"
+            android:layout_marginTop="50dp"
+            android:textColor="@color/blue_primary"/>
+
+    <TextView
+            android:id="@+id/tv_desc"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="提交成功，工作人员正在审核中，请耐心等待"
+            android:textSize="18sp"
+            android:layout_marginTop="20dp"
+            android:textColor="@color/gray"
+            android:gravity="center"/>
+
+    <Button
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="返回"
+            android:layout_marginTop="50dp"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:paddingHorizontal="30dp"
+            android:paddingVertical="10dp"
+            android:radius="8dp"
+            android:onClick="finish"/>
+
+</LinearLayout>

src/main/res/layout/activity_balance.xml

@@ -0,0 +1,75 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="我的余额"
+            android:textSize="24sp"
+            android:textStyle="bold"
+            android:layout_marginTop="50dp"/>
+
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="vertical"
+            android:gravity="center"
+            android:layout_marginTop="50dp">
+
+        <TextView
+                android:id="@+id/tv_balance"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="0.00 元"
+                android:textSize="48sp"
+                android:textStyle="bold"
+                android:textColor="@color/blue_primary"/>
+
+        <TextView
+                android:id="@+id/tv_update_time"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="最后更新：未知"
+                android:textSize="14sp"
+                android:textColor="@color/gray"
+                android:layout_marginTop="10dp"/>
+
+    </LinearLayout>
+
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:layout_marginTop="80dp">
+
+        <Button
+                android:id="@+id/btn_recharge"
+                android:layout_width="0dp"
+                android:layout_height="50dp"
+                android:layout_weight="1"
+                android:text="充值"
+                android:textSize="18sp"
+                android:backgroundTint="@color/blue_primary"
+                android:textColor="@color/white"
+                android:radius="8dp"/>
+
+        <Button
+                android:id="@+id/btn_withdraw"
+                android:layout_width="0dp"
+                android:layout_height="50dp"
+                android:layout_weight="1"
+                android:text="提现"
+                android:textSize="18sp"
+                android:backgroundTint="@color/gray"
+                android:textColor="@color/white"
+                android:layout_marginStart="20dp"
+                android:radius="8dp"/>
+
+    </LinearLayout>
+
+</LinearLayout>

src/main/res/layout/activity_bank_card_list.xml

@@ -0,0 +1,55 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical">
+
+        <TextView
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="银行卡管理"
+                android:textSize="24sp"
+                android:textStyle="bold"/>
+
+        <Button
+                android:id="@+id/btn_add_card"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="添加银行卡"
+                android:backgroundTint="@color/blue_primary"
+                android:textColor="@color/white"
+                android:layout_marginStart="16dp"
+                android:paddingHorizontal="15dp"
+                android:paddingVertical="5dp"
+                android:radius="4dp"/>
+
+    </LinearLayout>
+
+    <!-- 银行卡列表 -->
+    <androidx.recyclerview.widget.RecyclerView
+            android:id="@+id/rv_bank_cards"
+            android:layout_width="match_parent"
+            android:layout_height="0dp"
+            android:layout_weight="1"
+            android:layout_marginTop="20dp"/>
+
+    <!-- 空数据提示 -->
+    <TextView
+            android:id="@+id/tv_empty"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="暂无绑定银行卡，点击添加"
+            android:textSize="18sp"
+            android:textColor="@color/gray"
+            android:layout_gravity="center"
+            android:visibility="gone"/>
+
+</LinearLayout>

src/main/res/layout/activity_login.xml

@@ -0,0 +1,71 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="移动支付平台"
+            android:textSize="28sp"
+            android:textStyle="bold"
+            android:layout_marginTop="100dp"
+            android:layout_gravity="center"/>
+
+    <EditText
+            android:id="@+id/et_phone"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入手机号"
+            android:inputType="phone"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="80dp"/>
+
+    <EditText
+            android:id="@+id/et_password"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入密码"
+            android:inputType="textPassword"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="15dp"/>
+
+    <Button
+            android:id="@+id/btn_login"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:text="登录"
+            android:textSize="18sp"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="40dp"
+            android:radius="8dp"/>
+
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center"
+            android:layout_marginTop="20dp">
+
+        <TextView
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="还没有账号？"/>
+
+        <Button
+                android:id="@+id/btn_register"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:text="立即注册"
+                android:textColor="@color/blue_primary"
+                android:background="@null"/>
+
+    </LinearLayout>
+
+</LinearLayout>

src/main/res/layout/activity_main.xml

@@ -0,0 +1,73 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical">
+
+    <!-- 内容容器（碎片展示区域） -->
+    <FrameLayout
+            android:id="@+id/fl_content"
+            android:layout_width="match_parent"
+            android:layout_height="0dp"
+            android:layout_weight="1"/>
+
+    <!-- 底部导航栏 -->
+    <RadioGroup
+            android:id="@+id/rg_bottom_nav"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:background="@color/white"
+            android:paddingVertical="8dp">
+
+        <!-- 首页 -->
+        <RadioButton
+                android:id="@+id/rb_home"
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:button="@null"
+                android:gravity="center"
+                android:text="首页"
+                android:textSize="14sp"
+                android:drawableTop="@drawable/selector_nav_home"/>
+
+        <!-- 出行码 -->
+        <RadioButton
+                android:id="@+id/rb_travel"
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:button="@null"
+                android:gravity="center"
+                android:text="出行码"
+                android:textSize="14sp"
+                android:drawableTop="@drawable/selector_nav_travel"/>
+
+        <!-- 账单 -->
+        <RadioButton
+                android:id="@+id/rb_bill"
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:button="@null"
+                android:gravity="center"
+                android:text="账单"
+                android:textSize="14sp"
+                android:drawableTop="@drawable/selector_nav_bill"/>
+
+        <!-- 我的 -->
+        <RadioButton
+                android:id="@+id/rb_mine"
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:button="@null"
+                android:gravity="center"
+                android:text="我的"
+                android:textSize="14sp"
+                android:drawableTop="@drawable/selector_nav_mine"/>
+
+    </RadioGroup>
+
+</LinearLayout>

src/main/res/layout/activity_real_name_auth.xml

@@ -0,0 +1,55 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="实名认证"
+            android:textSize="24sp"
+            android:textStyle="bold"
+            android:layout_marginTop="50dp"/>
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="完成实名认证后可解锁全部功能"
+            android:textSize="14sp"
+            android:textColor="@color/gray"
+            android:layout_marginTop="10dp"/>
+
+    <EditText
+            android:id="@+id/et_real_name"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入真实姓名"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="30dp"/>
+
+    <EditText
+            android:id="@+id/et_id_card"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入身份证号"
+            android:inputType="number"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="15dp"/>
+
+    <Button
+            android:id="@+id/btn_submit"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:text="提交认证"
+            android:textSize="18sp"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="40dp"
+            android:radius="8dp"/>
+
+</LinearLayout>

src/main/res/layout/activity_recharge_withdraw.xml

@@ -0,0 +1,81 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <!-- 充值/提现切换 -->
+    <RadioGroup
+            android:id="@+id/rg_type"
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:layout_marginTop="50dp">
+
+        <RadioButton
+                android:id="@+id/rb_recharge"
+                android:layout_width="0dp"
+                android:layout_height="50dp"
+                android:layout_weight="1"
+                android:text="充值"
+                android:textSize="18sp"
+                android:button="@null"
+                android:gravity="center"
+                android:background="@drawable/selector_radio_recharge"
+                android:textColor="@color/white"
+                android:checked="true"/>
+
+        <RadioButton
+                android:id="@+id/rb_withdraw"
+                android:layout_width="0dp"
+                android:layout_height="50dp"
+                android:layout_weight="1"
+                android:text="提现"
+                android:textSize="18sp"
+                android:button="@null"
+                android:gravity="center"
+                android:background="@drawable/selector_radio_withdraw"
+                android:textColor="@color/gray"/>
+
+    </RadioGroup>
+
+    <EditText
+            android:id="@+id/et_amount"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入金额"
+            android:inputType="numberDecimal"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="30dp"/>
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="选择支付/提现银行卡"
+            android:textSize="16sp"
+            android:layout_marginTop="20dp"/>
+
+    <!-- 银行卡下拉选择 -->
+    <Spinner
+            android:id="@+id/sp_bank_cards"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="10dp"/>
+
+    <Button
+            android:id="@+id/btn_confirm"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:text="确认充值"
+            android:textSize="18sp"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="40dp"
+            android:radius="8dp"/>
+
+</LinearLayout>

src/main/res/layout/activity_register.xml

@@ -0,0 +1,77 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="用户注册"
+            android:textSize="24sp"
+            android:textStyle="bold"
+            android:layout_marginTop="80dp"/>
+
+    <EditText
+            android:id="@+id/et_phone"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请输入手机号"
+            android:inputType="phone"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="40dp"/>
+
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:orientation="horizontal"
+            android:layout_marginTop="15dp">
+
+        <EditText
+                android:id="@+id/et_verify_code"
+                android:layout_width="0dp"
+                android:layout_height="match_parent"
+                android:layout_weight="2"
+                android:hint="请输入验证码"
+                android:inputType="number"
+                android:background="@drawable/shape_edittext"
+                android:paddingHorizontal="15dp"/>
+
+        <Button
+                android:id="@+id/btn_get_code"
+                android:layout_width="0dp"
+                android:layout_height="match_parent"
+                android:layout_weight="1"
+                android:text="获取验证码"
+                android:backgroundTint="@color/blue_primary"
+                android:textColor="@color/white"
+                android:layout_marginStart="10dp"
+                android:radius="8dp"/>
+
+    </LinearLayout>
+
+    <EditText
+            android:id="@+id/et_password"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:hint="请设置密码（不少于6位）"
+            android:inputType="textPassword"
+            android:background="@drawable/shape_edittext"
+            android:paddingHorizontal="15dp"
+            android:layout_marginTop="15dp"/>
+
+    <Button
+            android:id="@+id/btn_register"
+            android:layout_width="match_parent"
+            android:layout_height="50dp"
+            android:text="完成注册"
+            android:textSize="18sp"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="40dp"
+            android:radius="8dp"/>
+
+</LinearLayout>

src/main/res/layout/fragment_bill.xml

@@ -0,0 +1,28 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:gravity="center"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:id="@+id/tv_tip"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="账单功能暂未开放"
+            android:textSize="20sp"
+            android:textColor="@color/gray"/>
+
+    <Button
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="刷新账单"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="20dp"
+            android:paddingHorizontal="30dp"
+            android:paddingVertical="10dp"
+            android:radius="8dp"/>
+
+</LinearLayout>

src/main/res/layout/fragment_home.xml

@@ -0,0 +1,77 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="资产中心"
+            android:textSize="22sp"
+            android:textStyle="bold"
+            android:layout_marginTop="30dp"/>
+
+    <!-- 功能按钮区域 -->
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="vertical"
+            android:layout_marginTop="40dp">
+
+        <Button
+                android:id="@+id/btn_balance"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="查询余额"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/black"
+                android:gravity="center"
+                android:layout_marginBottom="15dp"
+                android:drawableStart="@drawable/ic_balance"
+                android:drawablePadding="15dp"/>
+
+        <Button
+                android:id="@+id/btn_bank_card"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="银行卡管理"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/black"
+                android:gravity="center"
+                android:layout_marginBottom="15dp"
+                android:drawableStart="@drawable/ic_bank_card"
+                android:drawablePadding="15dp"/>
+
+        <Button
+                android:id="@+id/btn_recharge"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="充值"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/black"
+                android:gravity="center"
+                android:layout_marginBottom="15dp"
+                android:drawableStart="@drawable/ic_recharge"
+                android:drawablePadding="15dp"/>
+
+        <Button
+                android:id="@+id/btn_withdraw"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="提现"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/black"
+                android:gravity="center"
+                android:drawableStart="@drawable/ic_withdraw"
+                android:drawablePadding="15dp"/>
+
+    </LinearLayout>
+
+</LinearLayout>

src/main/res/layout/fragment_mine.xml

@@ -0,0 +1,100 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:padding="20dp"
+              android:background="@color/gray_f5">
+
+    <!-- 用户信息区域 -->
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical"
+            android:layout_marginTop="30dp">
+
+        <ImageView
+                android:layout_width="80dp"
+                android:layout_height="80dp"
+                android:src="@drawable/ic_user_avatar"
+                android:background="@drawable/shape_circle"
+                android:scaleType="centerCrop"/>
+
+        <LinearLayout
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:orientation="vertical"
+                android:layout_marginStart="15dp">
+
+            <TextView
+                    android:id="@+id/tv_user_name"
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="未登录"
+                    android:textSize="20sp"
+                    android:textStyle="bold"/>
+
+            <TextView
+                    android:layout_width="wrap_content"
+                    android:layout_height="wrap_content"
+                    android:text="点击实名认证解锁全部功能"
+                    android:textSize="14sp"
+                    android:textColor="@color/gray"
+                    android:layout_marginTop="5dp"/>
+
+        </LinearLayout>
+
+    </LinearLayout>
+
+    <!-- 功能按钮区域 -->
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="vertical"
+            android:layout_marginTop="40dp">
+
+        <Button
+                android:id="@+id/btn_real_name"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="实名认证"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/black"
+                android:gravity="center_vertical"
+                android:layout_marginBottom="15dp"
+                android:drawableStart="@drawable/ic_real_name"
+                android:drawablePadding="15dp"
+                android:paddingHorizontal="15dp"/>
+
+        <Button
+                android:id="@+id/btn_audit_status"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="审核状态查询"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/black"
+                android:gravity="center_vertical"
+                android:layout_marginBottom="15dp"
+                android:drawableStart="@drawable/ic_audit"
+                android:drawablePadding="15dp"
+                android:paddingHorizontal="15dp"/>
+
+        <Button
+                android:id="@+id/btn_logout"
+                android:layout_width="match_parent"
+                android:layout_height="60dp"
+                android:text="退出登录"
+                android:textSize="18sp"
+                android:backgroundTint="@color/white"
+                android:textColor="@color/red"
+                android:gravity="center_vertical"
+                android:drawableStart="@drawable/ic_logout"
+                android:drawablePadding="15dp"
+                android:paddingHorizontal="15dp"/>
+
+    </LinearLayout>
+
+</LinearLayout>

src/main/res/layout/fragment_travel_code.xml

@@ -0,0 +1,28 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="match_parent"
+              android:orientation="vertical"
+              android:gravity="center"
+              android:background="@color/gray_f5">
+
+    <TextView
+            android:id="@+id/tv_tip"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="出行码功能暂未开放"
+            android:textSize="20sp"
+            android:textColor="@color/gray"/>
+
+    <Button
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="开通出行码"
+            android:backgroundTint="@color/blue_primary"
+            android:textColor="@color/white"
+            android:layout_marginTop="20dp"
+            android:paddingHorizontal="30dp"
+            android:paddingVertical="10dp"
+            android:radius="8dp"/>
+
+</LinearLayout>

src/main/res/layout/item_bank_card.xml

@@ -0,0 +1,75 @@
+<?xml version="1.0" encoding="utf-8"?>
+<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
+              android:layout_width="match_parent"
+              android:layout_height="wrap_content"
+              android:orientation="vertical"
+              android:padding="15dp"
+              android:background="@drawable/shape_card_bg"
+              android:layout_margin="10dp">
+
+    <LinearLayout
+            android:layout_width="match_parent"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:gravity="center_vertical">
+
+        <TextView
+                android:id="@+id/tv_bank_name"
+                android:layout_width="0dp"
+                android:layout_height="wrap_content"
+                android:layout_weight="1"
+                android:text="中国工商银行"
+                android:textSize="18sp"
+                android:textStyle="bold"/>
+
+        <ImageView
+                android:id="@+id/iv_default"
+                android:layout_width="wrap_content"
+                android:layout_height="wrap_content"
+                android:src="@drawable/ic_default"
+                android:visibility="gone"
+                android:layout_marginStart="10dp"/>
+
+    </LinearLayout>
+
+    <TextView
+            android:id="@+id/tv_card_no"
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:text="6222 02**** 1234"
+            android:layout_marginTop="5dp"
+            android:textSize="16sp"
+            android:textColor="@color/gray"/>
+
+    <LinearLayout
+            android:layout_width="wrap_content"
+            android:layout_height="wrap_content"
+            android:orientation="horizontal"
+            android:layout_marginTop="10dp">
+
+        <Button
+                android:id="@+id/btn_set_default"
+                android:layout_width="wrap_content"
+                android:layout_height="30dp"
+                android:text="设为默认"
+                android:textSize="14sp"
+                android:backgroundTint="@color/blue_primary"
+                android:textColor="@color/white"
+                android:layout_marginEnd="10dp"
+                android:paddingHorizontal="15dp"
+                android:radius="4dp"/>
+
+        <Button
+                android:id="@+id/btn_delete"
+                android:layout_width="wrap_content"
+                android:layout_height="30dp"
+                android:text="删除"
+                android:textSize="14sp"
+                android:backgroundTint="@color/red"
+                android:textColor="@color/white"
+                android:paddingHorizontal="15dp"
+                android:radius="4dp"/>
+
+    </LinearLayout>
+
+</LinearLayout>

src/main/res/values/colors.xml

@@ -0,0 +1,21 @@
+<?xml version="1.0" encoding="utf-8"?>
+<resources>
+    <!-- 主色调 -->
+    <color name="blue_primary">#2196F3</color>
+    <color name="blue_primary_dark">#1976D2</color>
+    <color name="blue_accent">#64B5F6</color>
+
+    <!-- 基础色 -->
+    <color name="white">#FFFFFF</color>
+    <color name="black">#000000</color>
+    <color name="gray">#9E9E9E</color>
+    <color name="gray_light">#E0E0E0</color>
+    <color name="gray_f5">#F5F5F5</color>
+    <color name="gray_ee">#EEEEEE</color>
+    <color name="blue">@color/blue_primary</color> <!-- 新增别名 -->
+
+    <!-- 功能色 -->
+    <color name="red">#F44336</color>
+    <color name="green">#4CAF50</color>
+    <color name="yellow">#FFC107</color>
+</resources>

src/main/res/values/strings.xml

@@ -0,0 +1,92 @@
+<?xml version="1.0" encoding="utf-8"?>
+<resources>
+    <!-- 应用名称 -->
+    <string name="app_name">移动支付平台</string>
+
+    <!-- 登录/注册 -->
+    <string name="login">登录</string>
+    <string name="register">注册</string>
+    <string name="phone">手机号</string>
+    <string name="password">密码</string>
+    <string name="verify_code">验证码</string>
+    <string name="get_code">获取验证码</string>
+    <string name="no_account">还没有账号？</string>
+
+    <!-- 实名认证 -->
+    <string name="real_name_auth">实名认证</string>
+    <string name="real_name">真实姓名</string>
+    <string name="id_card">身份证号</string>
+    <string name="submit_auth">提交认证</string>
+    <string name="audit_status">审核状态</string>
+    <string name="audit_ing">审核中</string>
+    <string name="audit_pass">审核通过</string>
+    <string name="audit_reject">审核驳回</string>
+
+    <!-- 资产管理 -->
+    <string name="asset_center">资产中心</string>
+    <string name="balance">余额</string>
+    <string name="bank_card_manage">银行卡管理</string>
+    <string name="add_bank_card">添加银行卡</string>
+    <string name="card_no">银行卡号</string>
+    <string name="bank_name">银行名称</string>
+    <string name="set_default">设为默认</string>
+    <string name="delete">删除</string>
+    <string name="recharge">充值</string>
+    <string name="withdraw">提现</string>
+    <string name="amount">金额</string>
+    <string name="select_card">选择银行卡</string>
+    <string name="confirm">确认</string>
+
+    <!-- 底部导航 -->
+    <string name="home">首页</string>
+    <string name="travel_code">出行码</string>
+    <string name="bill">账单</string>
+    <string name="mine">我的</string>
+
+    <!-- 提示语 -->
+    <string name="input_phone">请输入手机号</string>
+    <string name="input_password">请输入密码</string>
+    <string name="input_verify_code">请输入验证码</string>
+    <string name="input_real_name">请输入真实姓名</string>
+    <string name="input_id_card">请输入身份证号</string>
+    <string name="input_card_no">请输入银行卡号</string>
+    <string name="input_bank_name">请输入银行名称</string>
+    <string name="input_amount">请输入金额</string>
+    <string name="empty_card_list">暂无绑定银行卡，点击添加</string>
+    <string name="function_not_open">功能暂未开放，敬请期待</string>
+
+    <!-- 错误提示 -->
+    <string name="phone_empty">手机号不能为空</string>
+    <string name="password_empty">密码不能为空</string>
+    <string name="code_empty">验证码不能为空</string>
+    <string name="name_empty">真实姓名不能为空</string>
+    <string name="id_card_empty">身份证号不能为空</string>
+    <string name="card_no_empty">银行卡号不能为空</string>
+    <string name="bank_name_empty">银行名称不能为空</string>
+    <string name="amount_empty">金额不能为空</string>
+    <string name="amount_invalid">金额必须大于0</string>
+    <string name="id_card_invalid">请输入正确的身份证号</string>
+    <string name="card_no_invalid">请输入正确的银行卡号</string>
+    <string name="password_short">密码长度不能少于6位</string>
+
+    <!-- 成功提示 -->
+    <string name="login_success">登录成功</string>
+    <string name="register_success">注册成功</string>
+    <string name="auth_submit_success">实名认证提交成功，请等待审核</string>
+    <string name="card_add_success">银行卡添加成功</string>
+    <string name="card_default_success">默认银行卡设置成功</string>
+    <string name="card_delete_success">银行卡删除成功</string>
+    <string name="recharge_success">充值成功</string>
+    <string name="withdraw_success">提现申请提交成功</string>
+
+    <!-- 失败提示 -->
+    <string name="login_fail">登录失败</string>
+    <string name="register_fail">注册失败</string>
+    <string name="network_error">网络请求失败</string>
+    <string name="auth_submit_fail">实名认证提交失败</string>
+    <string name="card_add_fail">银行卡添加失败</string>
+    <string name="card_default_fail">默认银行卡设置失败</string>
+    <string name="card_delete_fail">银行卡删除失败</string>
+    <string name="recharge_fail">充值失败</string>
+    <string name="withdraw_fail">提现失败</string>
+</resources>

src/main/res/values/styles.xml

@@ -0,0 +1,54 @@
+<?xml version="1.0" encoding="utf-8"?>
+<resources>
+    <!-- 基础应用主题 -->
+    <style name="AppTheme" parent="Theme.MaterialComponents.Light.NoActionBar">
+        <item name="colorPrimary">@color/blue_primary</item>
+        <item name="colorPrimaryDark">@color/blue_primary_dark</item>
+        <item name="colorAccent">@color/blue_accent</item>
+        <item name="android:windowBackground">@color/gray_f5</item>
+    </style>
+
+    <!-- 输入框样式 -->
+    <style name="EditTextStyle">
+        <item name="android:layout_width">match_parent</item>
+        <item name="android:layout_height">50dp</item>
+        <item name="android:background">@drawable/shape_edittext</item>
+        <item name="android:paddingHorizontal">15dp</item>
+        <item name="android:textSize">16sp</item>
+        <item name="android:textColor">@color/black</item>
+        <item name="android:textColorHint">@color/gray</item>
+    </style>
+
+    <!-- 按钮样式 -->
+    <style name="ButtonStyle">
+        <item name="android:layout_width">match_parent</item>
+        <item name="android:layout_height">50dp</item>
+        <item name="android:textSize">18sp</item>
+        <item name="android:textColor">@color/white</item>
+        <item name="android:backgroundTint">@color/blue_primary</item>
+        <item name="android:radius">8dp</item>
+    </style>
+
+    <!-- 卡片按钮样式 -->
+    <style name="CardButtonStyle">
+        <item name="android:layout_width">match_parent</item>
+        <item name="android:layout_height">60dp</item>
+        <item name="android:textSize">18sp</item>
+        <item name="android:textColor">@color/black</item>
+        <item name="android:backgroundTint">@color/white</item>
+        <item name="android:gravity">center_vertical</item>
+        <item name="android:paddingHorizontal">15dp</item>
+        <item name="android:drawablePadding">15dp</item>
+    </style>
+
+    <!-- 底部导航按钮样式 -->
+    <style name="BottomNavButtonStyle">
+        <item name="android:layout_width">0dp</item>
+        <item name="android:layout_height">wrap_content</item>
+        <item name="android:layout_weight">1</item>
+        <item name="android:button">@null</item>
+        <item name="android:gravity">center</item>
+        <item name="android:textSize">14sp</item>
+        <item name="android:drawableTop">@drawable/selector_nav_home</item>
+    </style>
+</resources>

src/main/res/values/themes.xml

@@ -0,0 +1,6 @@
+<?xml version="1.0" encoding="utf-8"?>
+<resources>
+    <style name="Theme.MobilePaymentApp" parent="Theme.AppCompat.Light.NoActionBar">
+
+    </style>
+</resources>

src/main/res/xml/backup_rules.xml

@@ -0,0 +1,14 @@
+<?xml version="1.0" encoding="utf-8"?>
+<!--
+   Sample backup rules file; uncomment and customize as necessary.
+   See https://developer.android.com/guide/topics/data/autobackup
+   for details.
+   Note: This file is ignored for devices older than API 31
+   See https://developer.android.com/about/versions/12/backup-restore
+-->
+<full-backup-content>
+    <!--
+   <include domain="sharedpref" path="."/>
+   <exclude domain="sharedpref" path="device.xml"/>
+-->
+</full-backup-content>

src/main/res/xml/data_extraction_rules.xml

@@ -0,0 +1,20 @@
+<?xml version="1.0" encoding="utf-8"?>
+<!--
+   Sample data extraction rules file; uncomment and customize as necessary.
+   See https://developer.android.com/about/versions/12/backup-restore#xml-changes
+   for details.
+-->
+<data-extraction-rules>
+    <cloud-backup>
+        <!-- TODO: Use <include> and <exclude> to control what is backed up.
+        <include .../>
+        <exclude .../>
+        -->
+    </cloud-backup>
+    <!--
+    <device-transfer>
+        <include .../>
+        <exclude .../>
+    </device-transfer>
+    -->
+</data-extraction-rules>